When preparing to apply for long-term care insurance for your parents, first estimate the expected grade and the range of in-home care costs. If you enter the National Health Insurance Service assessment score, we will show you the expected grade, monthly limit, and co-payment based on publicly available standards.
Check the estimated range based on the NHIS assessment score
- Enter the assessment score from 0 to 100 and whether or not you have been diagnosed with dementia.
- Compare with the publicly available score ranges from Grade 1 to Grade 5 and the Cognitive Support Grade.
- If you do not know your score, you can proceed to the official NHIS simulation calculator.
- This is not a medical interview to diagnose diseases and does not determine an official Long-term Care Grade.
View the monthly limit for home care benefits and co-payments together.
- Check the 2026 monthly limit for home care benefits by grade.
- Calculate the maximum co-payment based on the classification of General, 40% Reduction, 60% Reduction, and Basic Livelihood Support Recipients.
- Inform you that you may be responsible for the full cost exceeding the monthly limit.
- Since facility care benefits are calculated on a daily basis, we do not create an arbitrary monthly amount; we only display the co-payment rate.
Prepare for application and find care information.
- Check the application procedure for Long-term Care Assessment and the differences between home care benefits and facility care benefits.
- If you save the City/Province and City/County, you can access elderly care and welfare information for that region. Here's a look at the results first:
- Nationwide grade and benefit information remains visible even if you set your region.
- You can bookmark items of interest to view later.
Sensitive responses are handled exclusively within the device.
- Your entered score and dementia diagnosis status are not sent outside the device.
- Your input and results are not saved when you close the screen.
This app is suitable for:
- Families preparing to apply for long-term care for their parents
- Those who want to compare their estimated grade and monthly limit after receiving their assessment score
- Those looking to determine how their household burden differs between in-home care and facility care
This app is a private reference service not affiliated with government agencies or the National Health Insurance Service. It utilizes the publicly available grade and benefit standards of the National Health Insurance Service and public welfare service data from the Korea Social Security Information Service. This app is not a medical device and does not diagnose, treat, cure, or prevent any disease. The results are estimated values calculated based on publicly available score ranges and costs, and are not a diagnosis or official grade determination. The actual guidance may differ depending on when the public data is updated. Please consult with a medical professional regarding assessments of your health condition or treatment. Confirm your actual grade and benefits through an on-site inspection by the National Health Insurance Service, a medical opinion letter, deliberation by the Grade Assessment Committee, and official guidance.
Information Sources
- National Health Insurance Service Recognition Procedures and Grade Criteria: https://www.longtermcare.or.kr/npbs/e/b/201/npeb201m01.web?menuId=npe0000000080
- National Health Insurance Service Monthly Limits and Benefit Costs: https://www.longtermcare.or.kr/npbs/e/b/502/npeb502m01.web?menuId=npe0000002742
Before applying for Long-term Care Insurance for the Elderly, check your estimated grade, monthly limit for home care benefits, and co-payment based on the National Health Insurance Service's assessment score.