Drino: Loan & Debt Tracker

OscarD

About this app

Did you lend money to a friend and can't remember how much? Or losing track of your own debts? Drino is the personal loan and debt tracker that shows you both sides of your finances in one place.

WHAT YOU CAN DO WITH DRINO

💰 Track money you've lent
— Log loans with interest rates, installments, and due dates
— Automatic payment schedules for every loan
— See exactly who owes you money and when
— Share the loan record directly with your debtor via link — no awkward conversations needed
— Get reminders before every due date

💳 Manage your own debts
— Track credit cards, bank loans, and personal debts
— Handle recurring debts: rent, subscriptions, monthly installments
— See exactly how much interest you're paying on each debt
— Never miss a payment with smart reminders

📊 See your real financial picture
— Net balance: what you're owed minus what you owe, at a glance
— Multi-currency support: USD, EUR, GBP, and more
— Unified timeline of all upcoming payments
— 90-day cash flow projection

🤖 AI-powered insights
— Smart Pay: AI tells you which debt to pay first to save the most money
— Personalized recommendations based on your actual situation
— Loan simulator: find out if you can afford to lend money before saying yes

💱 Multi-currency, built for international users
— Manage loans and debts in different currencies simultaneously
— Automatic exchange rate conversion
— Perfect for expats, international families, and informal lending

🔔 Reminders that actually work
— Customizable notifications per loan or debt
— Choose how many days in advance you want to be notified
— Weekly and monthly summaries of your financial situation

📄 Export to PDF
— Generate official documents for any loan with full payment history
— Share via WhatsApp, email, or any app
— Perfect for personal loans that need a paper trail

WHY DRINO IS DIFFERENT

✓ Both sides of your finances — What you're owed AND what you owe, in one app
✓ Share with your debtor — Send them a link; they can view and confirm it on their phone
✓ AI that advises you — Doesn't just track: tells you what to do with your debts
✓ Works offline — All your data available without internet, always
✓ Real multi-currency — Manages each currency separately, not forced into one
✓ Privacy first — Bank-level encryption. Your data stays yours.

PERFECT FOR
— People who regularly lend money to friends and family
— Freelancers and self-employed managing informal receivables
— Expats handling debts and loans in multiple currencies
— Anyone with recurring debts who wants to stay on top of payments
— Small business owners tracking informal client loans

GET STARTED IN 2 MINUTES
1. Create your account with email or Google
2. Add your first loan or debt
3. Share it with the other person (optional)
4. Get automatic reminders and take control

Download Drino free. No subscription required to get started.

Questions or feedback? [e-mail]
Privacy Policy: drino.app/privacy
Terms of Service: drino.app/terms