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AP The FIN

About this app

Apthefin is a loan comparison platform where you can easily and conveniently compare the lowest interest rate conditions.

Easily compare products from various partner companies, including commercial banks, ranging from credit loans and mortgage loans to Jeonse loans.

Try our loan refinancing service to reduce interest and lower your financial burden.

Start smart asset management by gathering your financial status through our MyData service.

Apthefin Customer Center: [e-mail]

APthefin Co., Ltd. is a financial product sales agency and broker (online loan solicitation corporation) registered with the Financial Services Commission. (Registration No.: 2022-007)

APthefin Co., Ltd. is a financial product sales agency and broker (online loan solicitation corporation) that has entered into consignment contracts for loan solicitation business with various financial companies in accordance with financial laws and regulations.

(Check affiliated financial companies: THE FIN App > All Menus > Financial Consumer Protection > Affiliated Financial Institutions or THE FIN Website > Bottom Menu > Financial Consumer Protection > Affiliated Financial Institutions)

Identity verification is available via the Loan Brokerage Inquiry on the Financial Supervisory Service website (Business Data > Financial Consumer Protection Act > Loan Brokerage Inquiry > Online Loan Brokerage).

AP The FIN Co., Ltd.'s loan comparison service is provided only for loan products from affiliated financial companies that have entered into a consignment contract regarding loan brokerage with AP The FIN Co., Ltd., and does not cover all loan products from all financial companies.

AP The FIN Co., Ltd. does not have the authority to directly approve loans or enter into loan contracts; the right to enter into loan contracts through credit screening, etc., lies with each affiliated financial company, which is a direct financial product seller. Repayment periods, interest rates, etc., vary depending on the loan products of affiliated financial companies.

The credit information inquiry conducted by AP The FIN Co., Ltd. to verify loan limits and interest rates does not affect your personal credit score. However, excessively checking loan limits and interest rates across multiple financial institutions or platforms within a short period may affect your eligibility for a loan.

When using loan products, your personal credit score may decrease simply by entering into a loan agreement. A decline in your personal credit score may result in disadvantages regarding loans and financial transactions with other financial institutions.

If principal and interest payments are overdue for a certain period, you may be obligated to repay all principal and interest before the contract expires.

AP The Fin Co., Ltd. does not receive any monetary compensation from financial consumers in connection with loan agreements or loan execution through this service, nor does it collect loan interest or principal repayments on behalf of financial institutions. The loan solicitation commission rates paid by affiliated financial companies can be verified on each financial company's website.

AP The Fin Co., Ltd. complies with the Personal Information Protection Act and the Act on the Use and Protection of Credit Information regarding the operation of the service. Credit information or personal information provided by customers for loan agreements is retained and managed by the affiliated financial companies. In connection with this service, financial consumers may claim damages from affiliated financial companies acting as direct sellers of financial products and from AP The Fin Co., Ltd., an agent and broker for the sale of financial products, in accordance with Articles 44 and 45 of the Financial Consumer Protection Act.

General financial consumers have the right to receive sufficient explanation regarding the relevant financial product or service in accordance with Article 19, Paragraph 1 of the Act on the Protection of Financial Consumers. Please read the product description and terms and conditions before entering into a loan contract.

The maximum interest rate limit under financial laws is 20% per annum.

Loan Repayment Example: When executing a loan of 1 million KRW with equal principal and interest repayment over 12 months at an annual interest rate of 5.2%, the total repayment amount is 1,028,390 KRW, and the monthly payment is 85,699 KRW.