Pivot Money: Net worth, Invest

NETWORTH TRACKER SOLUTIONS PRIVATE LIMITED

About this app

Pivot Money – Family Wealth & Mutual Fund Investing App for Indians & NRIs

Pivot Money is a SEBI-registered investment advisor–led wealth app for Indians and NRIs, built for family wealth planning and mutual fund investing in India.

Tired of spreadsheets, scattered apps, and uncertainty around your family’s financial future?

Pivot Money helps Resident Indians and Non-Resident Indians invest, manage, and protect wealth together—fully digital and secure.
We combine AI-powered insights with human financial expertise to bring institution-grade wealth management—once limited to ultra-high-net-worth families—now made accessible to every Indian family.
Your trust matters. Pivot Money is SEBI-registered, RBI-grade secure, and Digital Personal Data Protection Act compliant, ensuring your data and investments remain protected at all times.

Why Pivot Money Is Different
Joint Mutual Funds for Family Wealth Transfer
India’s only app supporting Joint–Survivor Mutual Funds, helping families avoid inheritance disputes and long probate delays.
• Add your spouse or family member as a joint holder in minutes
• Enable seamless asset transfer without legal hassles
• Reduce probate delays that can take 12–34 months

Seamless Mutual Fund Investing for Indians & NRIs
Whether you live in India or abroad, invest in Indian mutual funds with ease.
• 100% digital onboarding in ~10 minutes
• e-PAN + SOA mode — no PIS or demat required
• Track portfolios, capital gains, and tax insights in one secure app

Unbiased, Research-Driven Mutual Fund Advisory
Every Indian mutual fund is evaluated using our proprietary 12-parameter research framework, ranking funds by:
• Risk-adjusted returns
• Consistency across market cycles
• Long-term performance
Access curated Equity Baskets, momentum strategies, and diversified portfolios across large-cap, mid-cap, and small-cap funds.
Test strategies using paper trading before investing.

AI-Powered Tax & Fee Optimization
Switch from Regular to Direct Mutual Funds and potentially save 1–1.5% annually in commissions.
Our advisory helps optimize:
• Capital gains tax
• Advance tax planning
• Resident & NRI tax scenarios

True Family-Level Wealth Management
View your entire family net worth on one secure dashboard:
• Mutual Funds (single & joint)
• Bank Accounts
• Real Estate
• Gold
• Equity
• NPS
• Insurance
Receive nominee gap alerts, portfolio insights, and legacy protection tools.

Key Features
• Joint Mutual Fund Holdings (Anyone-or-Survivor mode)
• Fast Digital Onboarding
• Direct Plan Switch to reduce long-term fees
• Unified Net Worth Tracker
• Nominee Gap Scanner
• Hybrid AI + Human Advisory
• Bank-Grade Security & Compliance

Who This App Is For
• NRIs and overseas Indians investing in India
• Resident Indians building long-term wealth
• Families seeking joint ownership and smooth inheritance
• Investors looking to eliminate hidden commissions

Invest smarter. Protect your family. Build a lasting legacy.
Download Pivot Money today.
Available on iOS and Android.

What’s new

📦 Version: 1.5.4+48

✨ What’s New:
📝 Personal Assets Module Enhanced
🏦 Deposits & Supporting Documents
👥 Nominee Management
📊 Insights & Mutual Fund Tools
⚙️ Improved App Experience

🛠 Fixes & Improvements:
🐞 Personal Assets & Insights Stability Fixes
🎨 UI and Performance Enhancements