You lent money to a friend. They said they'd pay you back next week. That was three months ago.
Sound familiar? Lenda fixes that.
It's the simplest way to track money you've lent to people — friends, family, coworkers, anyone. No spreadsheets, no awkward texts, no forgotten amounts.
HERE'S HOW IT WORKS
Add the person, enter the loan amount, set the interest (or don't — your call), and pick when they should pay. Lenda builds the payment schedule automatically.
When they pay, tap to record it. Snap a photo of the receipt. Done. Both of you can see exactly where things stand.
WHAT MAKES LENDA DIFFERENT
Share loans with your borrower — They download the app, enter a code, and see their own balance. No more "how much do I owe you?" texts. Just clarity.
Smart reminders — Lenda notifies both of you before payments are due. You stop being the bad guy who has to ask.
Works offline — Everything saves to your phone. No internet needed. Syncs when you're back online.
Flexible interest — Flat amount, percentage of principal, per-period rate, or no interest at all. Your money, your terms.
Receipt photos — Attach proof to every payment. Useful when memories get fuzzy.
Encrypted backups — Your data is password-protected and backed up to Google Drive or your phone. Switch devices without losing anything.
9 languages — English, Thai, Spanish, Filipino, Khmer, Portuguese, Arabic, Urdu, Vietnamese. More coming.
WHO USES LENDA
People who lend to friends and want it on record.
Parents tracking loans to their kids.
Small business owners who extend credit.
Anyone running a tanda, chit fund, or lending circle.
Community leaders managing group savings.
THE BOTTOM LINE
Lenda isn't a bank. It doesn't touch your money, check your credit, or charge fees. It's just a clean, private way to track what's owed — so you can keep your money AND your relationships.
Free to download. No account required to start.