FinCalc

Appishore

About this app

FinCalc is your all-in-one Indian financial calculator. Whether you're planning a home loan, comparing fixed deposits, or figuring out your income tax — FinCalc gives you instant, accurate results right on your phone.

6 Powerful Calculators:

📊 EMI Calculator
Calculate monthly EMI for home loans, car loans, and personal loans. See total interest payable, total amount, and a detailed year-wise breakdown of principal vs interest.

🏦 FD Calculator (Fixed Deposit)
Find out your maturity amount with support for monthly, quarterly, half-yearly, and yearly compounding. Compare returns across all compounding frequencies side by side.

💰 RD Calculator (Recurring Deposit)
Plan your monthly savings with the RD calculator. See how much your recurring deposits will grow with quarterly compounding — the standard method used by Indian banks.

🛡️ PPF Calculator (Public Provident Fund)
Calculate PPF maturity with government rules built in. Includes ₹1.5 lakh yearly cap, 15-year lock-in, and year-wise breakdown showing deposits, interest, and balance.

📋 Income Tax Calculator (FY 2025-26)
Compare Old Regime vs New Regime side by side. Enter your income and deductions (80C, 80D, HRA) to see which regime saves you more tax. Includes slab-wise breakdown for both regimes with 4% cess calculation.

🧾 GST Calculator
Add or remove GST instantly. Supports all slab rates (5%, 12%, 18%, 28%) with CGST+SGST (intra-state) and IGST (inter-state) breakdown.

Why FinCalc?
• 100% Free - No hidden charges, no subscriptions
• Works Offline - All calculations happen on your device
• Indian Format — Values displayed in ₹ lakhs and crores
• Clean Design — Simple, intuitive interface with visual charts
• Accurate — Formulas verified against standard financial calculations
• Privacy First — No data collected, no tracking, no registration

Perfect for:
• Home buyers calculating loan EMI
• Investors comparing FD and RD returns
• Salaried professionals planning income tax
• Business owners calculating GST
• Anyone planning their finances

All calculations are performed locally on your device. No internet connection required. No personal data is collected or stored.

Download FinCalc today - your finances, simplified.

What’s new

• SIP Calculator added — SIP, Lumpsum & Step-up returns
• Smooth slider experience
• Improved keyboard handling
• Bug fixes for tax calculation and slider behavior
• Performance improvements