Kapva AI: Budget & Expenses

Sokyra Labs

Contains adsIn-app purchases

About this app

Kapva is a personal finance app that combines smart expense tracking with an AI-powered assistant — so you don't just record money, you understand it.

🔍 CLEAR FINANCIAL PICTURE
• Track income and expenses across multiple accounts and currencies
• See your balance, savings rate, and spending trends in real time
• Set a custom pay cycle day so your data aligns with your actual payday
• Auto-detect transactions from bank notifications — no manual entry

📊 DEEP STATISTICS
• Daily income & expense chart with income-to-expense ratio
• Category breakdown with donut chart
• Monthly trends with period-over-period comparison

🤖 AI FINANCIAL ASSISTANT
• Ask anything about your finances — in plain language
• Get daily AI insights on your Dashboard based on your real data
• AI analyzes your actual pay cycle, not just the calendar month

👨‍👩‍👧 SHARED BUDGET
• Link accounts with a partner or family member
• Track shared and personal spending side by side
• Everyone sees the same real-time picture

🧒 KIDS MODE
• A safe, ad-free space for your child's own money
• Savings goals with progress tracking and parent visibility
• Badges, streaks, and a daily quiz that build real financial habits

💳 ACCOUNTS, DEBTS & INVESTMENTS
• Multiple accounts: cash, cards, savings
• Track debts, repayments, and payoff plans
• Portfolio tracking for deposits, bonds, and stocks
• Recurring subscriptions tracker so nothing sneaks up on you

🔒 SECURITY & BACKUP
• Biometric lock (fingerprint / face unlock)
• Full backup and restore
• Export to CSV and PDF

🎨 CLEAN DESIGN
• Dark and light mode
• Home screen widget for an at-a-glance balance (Premium)
• No clutter — everything in one tap

Download free and take control of your money today. Go Premium to remove ads and unlock the home screen widget.

What’s new

• Invite your partner or family to a shared budget in one tap — after installing, the invite code is filled in automatically
• New “Tell a friend” option in Settings
• “Rate app” now opens Google Play
• Minor fixes and improvements