FCMB Mobile

35.5K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

Banking that works for you. Save, pay and send with ease.

Open a bank account in minutes—no paperwork, no stress. Whether you're new to FCMB or an existing customer, our app makes managing your money fast, secure, and convenient.

● Open an account instantly, right on your phone.
● Run your business and manage your personal finances—all in one app.
● Send and receive money in seconds.
● Pay bills and buy airtime anytime, anywhere.
● Save and invest smartly with built-in financial tools.
● Secure banking with top-tier encryption and fraud protection.
● Manage your cards and transactions with full control.

Download now and take charge of your personal and business finances with FCMB.

Need more information? Call our contact centre on 07003290000, 02012272800, 02012798800 or send an email to customerservice@fcmb.com.
The FCMB mobile app is all you need for all your financial services.
Updated on
Aug 8, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 3 others
  • This app may collect these data types
    Location, Personal info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

35.2K reviews
Odudu-Abasi Essien
July 26, 2020
It's bad honestly. I didn't believe the reviews till my money was trapped there for days. Login errors are common, sometimes you login but can't transfer anything. I moved my money. The app aesthetics is one of the best but the technical side is not worth It. Their technical support is also zero. You have to enter the bank to sort out your issues.
277 people found this review helpful
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FIRST CITY MONUMENT BANK LIMITED
August 25, 2020
We regret the inconvenience you had to face. For better assistance please share your information with customerservice@fcmb.com. We will be happy to assist you.
Fidel George
July 4, 2026
This app is very frustrating, they won't let you upgrade to tier 3,won't let you increase limit until you have debit card, and they can't still let you request for debit card online unless you visit a branch, this is very annoying. I wonder why you will allow someone create account online but won't allow the person to upgrade the account to full utilization.
1 person found this review helpful
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FIRST CITY MONUMENT BANK LIMITED
July 5, 2026
Hello Fidel George, we apologise for the inconvenience. We appreciate your feedback regarding account upgrades, transaction limits, and debit card requests. Certain account upgrade and card issuance processes require additional verification and regulatory checks, which may necessitate a branch visit in some cases.
Nutty Natty
July 7, 2026
It doesn't allow me (users) to login from different device like Opay app. early June, I opened an account with the app, later found out that my maximum one time deposit limit was 100k, went round the bank to upgrade it, even provided all the required credentials for the update upon the months end, my salary couldn't be paid into the account cos of the same limitations. I've opened a new standard acc withheld branch but can't login to app cos my device already been registered to my old account 🙃
8 people found this review helpful
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FIRST CITY MONUMENT BANK LIMITED
July 8, 2026
Hello Nutty Natty, we are sorry to hear about your experience. Kindly send us an email at customerservice@fcmb.com with your registered phone number and details of both accounts so we can review the issue and assist accordingly.

What’s new

Digital Salary Plus Loan: Eligible customers can now access salary-backed loans of up to ₦1,000,000 instantly via the app—no paperwork, guarantors, or branch visits.
General bug fixes and performance improvements.