SplitCove: Bill Splitter App

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Content rating
Everyone
100+
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Content rating
Everyone
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About this app

Always the one who pays first and gets paid back last? SplitCove is the bill splitter that keeps score so you don't have to.

Add what you paid, settle up when you're square, and let SplitCove do the maths in between. Trips, flatmates, dinners, group gifts: one cove for each.

WHY SPLITCOVE

· Free to start. No ads, no credit card. Six expenses a day on the free plan covers a normal week.
· Track trip expenses with the whole group, from the Airbnb to the last round of drinks.
· Split rent and utilities with roommates. Same apartment, zero awkwardness.
· Smart settlement maths. A circle of debts collapses to the fewest payments. 11 payments can become 3.
· Say it instead of typing it. Log an expense by voice, three a day free.
· Invite friends by phone or email. They tap the link and land straight in your cove with their balance waiting.
· Sign in your way. Google Sign-In, or a one-time email code. No password to forget.
· Notifications you control, per channel. No spam.

WHAT YOU CAN DO

· Create unlimited coves with unlimited members
· Split equally between exactly the people involved, or by exact amounts or percentages
· Edit or delete any expense, because mistakes happen
· See who owes what, per person and per cove, at a glance
· Record settlements when people pay each other back
· Track every change in the activity feed

SPLITCOVE PRO

Pro adds multi-currency expenses for trips abroad, receipt scanning, recurring expenses, and lifts the daily expense limit. It is optional. Splitting, balances, debt simplification and settlements are all free.

PERFECT FOR

Weekend trips with friends. Roommate rent and utilities. Group dinners and nights out. Birthday gifts and group presents. Honeymoons and family holidays. Office lunches and team outings.

LOOKING FOR A SPLITWISE ALTERNATIVE?

SplitCove is a clean, ad-free expense splitter built for groups who just want to know who owes what. No clutter, no ads, and the core maths is free.

PRIVACY

We collect only what's needed to run your account: your email, your name, your coves and your expenses. We never sell your data and there are no ad networks in the app. Delete your account any time from Profile. Full policy at splitcove.com/privacy.

QUESTIONS OR FEATURE REQUESTS?

Email hi@splitcove.com. We read every message and ship updates fast.

Split the bill. Stay friends.
Group expense splitter for friends, flatmates and trips. See who owes what.
Updated on
Oct 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App activity and Device or other IDs
  • This app may collect these data types
    Personal info, Financial info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

• Pay friends with UPI straight from Settle up
• Add several friends at once, then split an expense with them
• Invited? You land straight in your cove and see what you owe
• Clearer messages, faster start, and safer accounts