Tired of bill splitting apps that cap your free expenses and bombard you with ads? Meet SplitCove — the bill splitter that's actually free.
Add what you paid, settle up when you're square, and let SplitCove keep score in between. Trips, roommates, dinners, group gifts — one cove for each.
WHY SPLITCOVE
· Honestly free. No ads. No daily caps on the basics. No credit card.
· Split rent and utilities with roommates — same flat, zero awkwardness.
· Track trip expenses with the whole group, in any of 35 currencies.
· Smart settlement math. A 3-way circle of debts becomes 2 transfers — the fewest payments needed to settle up.
· Friends don't need an account. Invite by email or phone and share a link over WhatsApp, SMS or email.
· Sign in your way. Google Sign-In, or a one-time email code. No password to forget.
· Notifications you control. Per-channel toggles, no spam.
WHAT YOU CAN DO
· Create unlimited coves with unlimited members
· Split equally between exactly the people involved — or by exact amounts or percentages
· Edit or delete any expense — mistakes happen
· See who owes what, per person and per cove, at a glance
· Record settlements when people pay each other back
· Track every change in the activity feed
· System, Light or Dark theme
PERFECT FOR
Weekend trips with friends. Roommate rent and utilities. Group dinners and nights out. Birthday gifts and group presents. Honeymoons and family holidays. Office lunches and team outings.
LOOKING FOR A SPLITWISE ALTERNATIVE?
Splitwise caps its free tier at a few expenses per day, shows ads, and puts basics behind Pro. SplitCove flips that: this expense splitter is genuinely free, and no core feature is paywalled. SplitCove Pro is optional and unlocks higher limits — you never need it to split a bill.
PRIVACY
We collect only what's needed to run your account: your email, your name, your coves and your expenses. We never sell your data and there are no ad networks in the app. Delete your account any time from Profile. Full policy at splitcove.com/privacy.
QUESTIONS OR FEATURE REQUESTS?
Email hi@splitcove.com. We read every message and ship updates fast.
Install SplitCove — the bill splitting app that respects your free tier. Start splitting in 30 seconds.
Group expense splitter for friends, flatmates and trips. See who owes what.