Pace: Budget & Expense Tracker

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About this app

Most budgeting apps show you a balance. Pace shows you the truth: one honest number that tells you what's actually safe to spend today - after your bills, savings, and goals are already covered.

No more mental math. No more "I thought I had more than that." No more overdraft surprises three days before payday.

YOUR DAILY SAFE-TO-SPEND NUMBER
Every morning, Pace looks at what's coming - rent, subscriptions, that annual renewal you forgot about, the money you're setting aside - and subtracts it first. What's left is yours to spend today, guilt-free.

SEE YOUR MONTH BEFORE IT HAPPENS
Cash-flow projections show the shape of your month - the tight weeks, the safe weeks, the day a big bill lands. Plan around real life instead of reacting to it.

BUDGETS & ENVELOPES THAT FIT YOUR LIFE
Create unlimited budgets and envelopes for groceries, gas, dining, kids, and travel. Give every dollar a job and track spending in each category through the month.

SMART REVIEW, NOT BUSYWORK
Pace flags the transactions worth a second look so you can clear them in seconds - real expense tracking without living in a spreadsheet. Unlike a basic expense tracker, Pace looks ahead, not just back.

CALENDAR VIEW
See bills and income laid out by date, so payday and due dates never sneak up on you again.

BUILT PRIVATE, BUILT TO TRUST
Pace is a local-first, encrypted spending tracker. Start in minutes with no bank login required - your numbers stay yours. Multi-account sync, encrypted backup and household sharing are all included, so you can budget together without handing over your logins.

EVERYTHING YOU GET
- One clear safe-to-spend number, every single day
- Bills and goals funded first, automatically
- Cash-flow projections that see the month ahead
- Unlimited budgets and envelopes for every category
- Smart review of flagged transactions
- Calendar view for bills and income
- Multi-account sync and encrypted backup
- Private, local-first, no bank login to start
- Household sharing for couples and families

The real cost of budgeting by vibes isn't the latte - it's the overdraft fee, the surprise renewal, the quiet stress of never quite knowing. Pace replaces the guessing with one number you can trust.

Download Pace and see your safe-to-spend today.

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What’s new

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