ArkFlow长流-个人净资产管理·数字卡包

Arklab

In-app purchases

About this app

How much do you truly own?

ArkFlow is a local-first personal net worth management and digital wallet app.

It helps you centrally manage your bank cards, credit cards, cash, stocks, funds, precious metals, cryptocurrencies, bonds, and liabilities, and automatically summarizes total assets, total liabilities, and personal net worth.

No need to record every coffee, takeout, and other expense transaction daily, nor to link bank cards or provide bank passwords. Simply update your account balance regularly to see your complete asset situation.

【Personal Net Worth Management】

Consolidate assets from different platforms and accounts into a clear asset view:

• View total assets, total liabilities, and personal net worth

• View asset distribution by account type

• Centralized management of cash, savings, investments, and liabilities

• A more intuitive understanding of your true financial situation

【Digital Wallet】

Each account can become a clear asset card.

You can add bank card designs, customize card images, and browse your accounts through a wallet-style swipe interface.

Supports scanning bank card faces, recognizing and organizing bank card information, and creating your own personal digital card wallet.

【Credit Card Management and Repayment Reminders】

Centralize important information from multiple credit cards:

• Credit Limit
• Current Outstanding Balance
• Billing Date
• Payment Due Date
• Expiry Date
• Bank Name and Last Three Digits of Card Number
• Custom Notes

Avoid forgetting payment due dates or confusing account information due to having too many credit cards.

【Stocks, Funds, and Investment Assets】

Supports recording and management of:

• Stocks
• Funds
• Gold and Precious Metals
• Cryptocurrencies
• Custom Investment Assets

Updates asset valuations based on available public market data, allowing investment assets across different platforms to be uniformly included in your personal net worth.

【Multi-Currency Asset Management】

Supports multiple currencies including RMB, USD, HKD, EUR, and JPY.

Uses currency conversion to unify accounts in different currencies into your base currency, providing a more intuitive view of your total global assets.

[Faster Account Updates]

ArkFlow supports organizing account information using partial account screenshots and shortcuts, reducing repetitive input and making it easier to update account balances and asset data.

[Privacy First]

ArkFlow does not require a bank account connection and will not ask for bank card passwords, payment passwords, or brokerage login information.

Core asset data is prioritized for local storage and supports local backup. iOS users can also choose to sync between Apple devices via their iCloud.

Your financial data is under your control.

ArkFlow is not a bank, payment platform, securities trading platform, or investment advisor, and does not provide payment, loan, securities trading, or investment advice. Market data and exchange rates may be delayed and are used only for personal asset recording and valuation reference.

Suitable for:

• Users with multiple bank cards or credit cards

• Users managing stocks, funds, and cash accounts simultaneously

• Users holding multiple currencies including RMB, USD, and HKD

• Users wanting to calculate their true net worth

• Users who don't want to record every expense daily

• Users valuing local storage and financial privacy

• Users who prefer organizing their accounts using cards

Use ArkFlow to organize all your accounts, see where your money is, how much you owe, and how much you truly own.

—————————————— ArkFlow Pro Subscription Information

• ArkFlow Pro offers monthly subscriptions, annual subscriptions, and a one-time purchase (permanent unlock).

ArkFlow Pro Membership:

• Monthly Membership: Auto-renewing subscription, 1-month cycle

• Annual Membership: Auto-renewing subscription, 1-year cycle

• Permanent Membership: One-time purchase for permanent unlock (non-subscription)

Prices are for the China region only. Specific names, durations, and prices for other regions are subject to the information displayed on the in-app purchase page and Apple purchase page.

• Your subscription is automatically renewed: Apple will automatically renew and charge your Apple ID if you do not cancel within 24 hours prior to the end of the current subscription period.

• Renewal fees will be charged within 24 hours prior to the end of the current period.

• You can manage or cancel your subscription at any time in Settings → Apple ID → Subscriptions.

Privacy Policy: https://arklab.top/privacy.html Terms of Use (EULA): https://arklab.top/index.html

What’s new

Improved performance and faster responses for smoother everyday use.