Arth Fincare

ARTH FINCARE SERVICES PRIVATE LIMITED

About this app

Arth Fincare – Fast, Simple & Secure Personal Loans for Salaried Users
Arth Fincare is your trusted digital lending platform designed exclusively for salaried individuals. Get quick personal loans with transparent terms, easy documentation, and secure processing through RBI-registered NBFC partners.

Our Lending Partner: Arth Fincare Services Private Limited facilitates loans in partnership with UNNATTI FINSERV PRIVATE LIMITED, an RBI-registered NBFC.

🌟 What You Can Do with Arth Fincare
Instant Personal Loans
Get fast, flexible loans designed for salaried earners with a stable monthly income.
Loan Features (as per Terms & Conditions):

✔ Loan Amount: ₹5,000 to ₹1,00,000

✔ Eligible Age: 18 to 50 years

✔ Tenure: Up to 12 months

✔ APR: 36% MAX
✔ 100% digital — apply, verify & sign agreement online

✔ No prepayment/foreclosure charges

✔ Disbursal through RBI-regulated NBFC partners

✔ EMI-based repayment

Eligibility Conditions:

• Must be a salaried individual

• Active salary credit into bank account

• Valid ID & address proof

Service Availability:
Arth Fincare provides services across India except:
Jammu & Kashmir, Mizoram, Meghalaya, Tripura, Nagaland.

UPI Payments – Quick & Reliable
Make fast and secure UPI transfers directly from the Arth Fincare app.
✔ Scan & Pay

✔ Transfer via UPI ID or mobile number
✔ Self-transfer between your own accounts

✔ Smooth & secure payment flow

Example Personal Loan Calculation
Loan Amount: ₹50,000

Tenure: 12 months

Interest Rate: 20%

Processing Fee: 2.5% + GST

Monthly EMI: ₹4,632

Total Interest: ₹5,584

APR: 25.85%

Disbursed Amount: ₹48,525

Total Repayment: ₹55,584
Actual APR depends on customer credit profile & NBFC partner evaluation.

🛡️ Safe, Transparent & Compliant Lending
Arth Fincare strictly adheres to RBI’s Digital Lending Guidelines:
✔ Loans issued only by RBI-registered NBFC partners

✔ All charges and terms shown upfront before approval

✔ Penal charges (if applicable) follow partner NBFC policy

✔ Repayment behaviour may be reported to credit bureaus

✔ Recovery communication fully follows RBI norms

✔ No hidden fees, no misleading terms
We never ask for passwords, PINs, or OTPs outside the app.

⚠️ Key Points from Our Terms & Conditions
• Only salaried users aged 18–50 years are eligible

• Salaried bank account must show regular income

• App cannot be used in J&K, Mizoram, Meghalaya, Tripura, Nagaland

• Fake documents or fraudulent activity may lead to account suspension & legal action

• Late payments may attract penal charges and affect credit score

• Arth Fincare may suspend accounts for misuse or invalid details

• All disputes fall under Navi Mumbai, Maharashtra jurisdiction

• Your data is handled under Arth Fincare’s Privacy Policy

📞 Customer Support
For queries or assistance,
contact us at:
📧 [e-mail]

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