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About this app

Buyer’s Dilemma: What if you want to have a business transaction with someone living in another region or state or country. You don’t know this person but you’ve seen their goods or service online on Instagram, Facebook, or some other online platform. You really love what they're selling but you’re not sure of how authentic the merchant is or the goods are.

Seller’s Dilemma: You get calls from outside your sales locations from people who have shown genuine interest in your goods or service. However, you bothered not to return their calls or take the risk to make the sale because you do not trust these prospects.

AtaraPay helps you solve these dilemmas. The buyer or the seller should not have to suffer such ordeals if they are well-meaning. They can still exchange value safely and securely using the AtaraPay mobile app, irrespective of where they reside in the world.

Why people use AtaraPay;
1. Our fees are very affordable (1.5% of the cart value or a max. of N2,000 or N50,000)
2. We are the only insurance-protected online escrow service in the market today
3. We are the first to provide an online escrow service that is robust and driven by a mobile app
4. Our solution provides specific protections for the seller such as the ability to set a cancellation fee if the buyer cancels later than the time limit set
5. We offer loans related directly to the transaction in escrow to enable sellers to fulfill quickly
6. We support split payment in a commissions-based transaction
7. Do you have special needs as a merchant or marketplace operator? We provide customized arrangements for sellers. Contact us at

Features of the app
AtaraPay mobile app provides the following features;

Win-Win-Win and insurance-backed
The buyer, seller, and broker are all protected during the transaction. The buyer purchases online with confidence and inspects before the seller is credited, while the seller is assured of upfront payment before processing the order. The broker is able to set a commission in a tripartite transaction. All funds paid into escrow are secured by our insurance partners.

Make Split Payments
Once the buyer accepts your service, you and your service provider involved in a commissions-based transaction will be paid automatically, simultaneously, online, and in real-time

Multiple Payment Channels and Currencies
Our service supports card, bank transfer, USSD, and cash payments of Naira, USD, and other currencies. Our transactions are denominated in NGN and USD. This encourages international business transactions like agriculture, oil, and gas

Make Milestone Payments
The buyer can create a project and make payments in milestones with several sellers which helps to consolidate and track payments for a turnkey project within a single portfolio.

Accept or Reject after Inspection
When the seller delivers the goods or service to the buyer, he or she has the opportunity to accept or reject the order before the seller is credited

Confirm there’s no impediment
When the buyer rejects an order, the seller is required to confirm if the returned goods or service are in the same condition as it was when delivered. If the order is intact, the seller can negotiate a second delivery attempt with the buyer or simply confirm all is ok and the buyer is refunded. If the order isn’t intact, the order goes into dispute. Our able dispute managers will help to resolve the issue if the seller escalates the issue to AtaraPay, else either party can cancel the order from the app to initiate payout or refund to the seller or buyer respectively.

Enjoy Instant Discounts!
Use the promo code “NOESCROWFEE” and enjoy a 100% discount off the first escrow fee on your transaction. You can also share your referral code and earn huge discounts every time.

eCommerce Website Integrations
Enables integration to single vendor stores or multi-vendor marketplace.
Updated on
Aug 31, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
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Data is encrypted in transit

What's new

Bug fix