myKinara app from Kinara Capital provides fast and flexible Collateral-free business loans within 24-hours. Working Capital or Asset Purchase loans available in the range of ₹1 lakh to ₹30 lakhs to Manufacturing, Trading or Services MSME sectors. myKinara is available in 7 Languages for your convenience in Tamil, Telugu, Kannada, Hindi, Gujarati, Marathi, and English. Easy OTP signup, no password necessary.
Check your eligibility in just 1-minute! No documents or uploads required for eligibility checking. Download myKinara app right now.
myKinara app is offered by Kinara Capital, a fast-growing fintech providing access to formal credit to the MSME sector. Kinara Capital has disbursed over ₹3,000 crores to date across 75,000 MSME loans. By leveraging proprietary AI/ML data-driven credit decisioning and inventive tech solutions, myKinara ensures smooth processing of business loans enabling MSME entrepreneurs to achieve their dreams.
We are an RBI registered Systemically Important NBFC in India. We aim to empower small business entrepreneurs and create a financially inclusive world.
Why Choose Kinara Capital for your Business Loan Requirements?
➡️ Collateral-free business loans from ₹1 lakh-₹30 lakhs
➡️ 24-hours loan disbursement directly in your bank account
➡️ Minimum documentation and secure portal for easy uploads
➡️ Flexible business loan offerings for Working Capital and Asset Purchase Loans
➡️ Doorstep customer service and Call-Center Support available in Vernacular
➡️ Easy EMI payment with NACH or 400+ digital wallet payment options available (e.g. GooglePay, PhonePe). Cash EMI payment accepted at local Airtel and Kinara branches
➡️ Automatic discount for MSME women business owners with HerVikas program. No separate application required
MSME Loans: Kinara Capital offers unsecured MSME business loans to 300+ MSME sub-sectors across 90+ cities in India. Interest rates are on a Reducing Rate Basis in the 21%-30% p.a.
In addition to myKinara app, we have over 1,000 field officers ready to help you. Kinara Capital has 125 branches servicing 3,000+ pincodes. We have helped over 40,000 small businesses in India with collateral-free MSME loans for various operational requirements. Kinara’s MSME loans are fast and flexible and require minimal documentation with easy and hassle-free payment options available via the app or the website.
Working Capital Loans: We offer Collateral-free Long-Term Working Capital loans to MSMEs that can be utilized for a range of operational and expansion business needs, such as:
➡️ Stock or Raw Material Purchase
➡️ Business Premises Renovation (e.g. New Signboard)
➡️ Worker Salaries (e.g. Seasonal or Part-Time Hiring)
➡️ Machine Repair
➡️ Technology for Business (e.g. POS machine)
➡️ Storage or Godown Rent
➡️ Adding New Product Lines
➡️ Market Expansion into new geographies
Asset Purchase Loan for Manufacturing MSMEs: You can buy New or Second-Hand machinery to increase and improve your production capacity. Machinery purchase loans expedite your efficiency and will propel your bottomline. Buy CNC, lathe, spinning or any such relevant machinery for your business.
HerVikas Business Loans for MSME Women Proprietors: Fully or Partially Women-owned MSMEs qualify for an Automatic Discount with HerVikas program, no separate application required.
List of Documents to Expedite Your Loan Application with Ease:
➡️ Applicant’s KYC document (PAN card)
➡️ Co-applicant’s KYC document (PAN and Aadhaar are recommended, but not mandatory)
➡️ Business KYC document (Udyam registration, etc.)
➡️ Last 12 months’ bank statements
➡️ GST optional, ITR Not Required
➡️ Special License (e.g. Pollution NOC, FSSAI, Forest Department Certificate)
myKinara can be your first towards gaining financial autonomy and business expansion with quick and easy MSME business loans.
Download the myKinara app now, or
Give us a Missed Call at 08068264454