Autonomy Ledger

Autonomy Ledger

In-app purchases

About this app

Your money. Your data. Your freedom.

Autonomy Ledger is a privacy-first budgeting app built on one belief: awareness changes behavior. No bank connections. No data harvesting. Just you, your money, and a clear path to financial freedom.

YOUR FREEDOM DATE
Know the exact date you'll be debt-free. Not a guess. A calculated date based on your real numbers. Watch it move closer every time you make a payment.

ZERO-BASED BUDGETING
Every dollar gets a job. Nothing slips through the cracks. You decide where every cent goes, and the app holds you to it.

AI MONEY COACH
Ask your AI Analyst anything about your finances. Get personalized insights, spending analysis, and smart recommendations based on your actual data. Not generic advice.

DEBT PAYOFF STRATEGIES
Choose avalanche (highest interest first) or snowball (smallest balance first). See exactly how each strategy affects your timeline and total interest paid.

PRIVACY FIRST. ALWAYS.
No bank connections. No account linking. No third-party access to your financial data. You manually log transactions because awareness is the intervention.

Your data can't be used against you. No account numbers. No social security numbers. No financial institution credentials. Every number in the app is something you typed in yourself.

No cookies. No tracking. No data collection beyond what you enter. We don't sell your data. Period. You're the customer, not the product.

KEY FEATURES
• Zero-based budgeting. Every dollar allocated.
• Freedom Date. Your calculated debt-free date.
• AI Analyst. Ask anything about your money.
• Debt payoff plans (avalanche and snowball)
• Debt analysis, simulators, and amortization tables
• Multi-currency support
• Transaction logging with labels
• Income tracking and savings goals
• Spending reports and category breakdowns
• Data export (JSON)
• Dark mode
• No bank connections. Ever.

$9.99/month. Full access to every feature. Cancel anytime. No free tier, no locked features, no upsells. You get the whole app.

What’s new

Autonomy Ledger v1.0.0 - Initial Release

Take control of your finances with:
- Smart budget tracking with real-time spending insights
- AI-powered financial assistant for personalized guidance
- Debt elimination plans (avalanche and snowball strategies)
- Freedom Date projection - see when you'll be debt-free
- Income tracking for multiple sources
- Daily streaks and achievements to build financial discipline
- Savings goals with progress tracking
- Dark mode support