auxmoney Kredite

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About this app

Save yourself the hassle of going to a bank or post office. With the auxmoney app, you can easily identify yourself from home or on the go and legally sign your loan agreement.

Sign the loan agreement
Verification possible from anywhere
Digital signature via video identification
No more mail and paperwork needed

Credit overview and installment plan
View payment progress
Check due dates
Missed installments can be debited again

Customer Area
Transparency about your customer data
Easily manage personal information yourself
Updating your contact and bank details

What do I need to sign the contract?
Your smartphone and a stable internet connection. Please also have a valid ID document (identity card or passport) ready. Identification takes place via video chat with an identification specialist from our partner IDnow. He accompanies you through the entire process. This only takes a few minutes and is free of charge for you. No login with your customer data is required for the video ident. You register with a one-time Ident-ID, which you received beforehand via SMS.

Manage Credit
The app gives you a quick overview of your current loan. If you want to top up your loan or apply for a follow-up loan, you can easily apply via the app. You can also view payment progress and due dates of your installments at any time. You can easily compensate for payment difficulties by applying for a deferral or rate reduction in the app.

View personal information
You can also register in the app in the customer area. There you have an overview of your loan details and can view the complete loan agreement. You will also find an overview of your installment plan with all due dates after a loan has been paid out. You can update your personal data at any time.
PS: If you wish, you can log in conveniently using your fingerprint or face recognition. We keep you up to date on all updates via our push notifications.

If you want to apply for a loan, visit our website

auxmoney is the largest credit marketplace in continental Europe. On auxmoney, private and institutional investors invest directly in pre-screened borrowers. Through unique risk models and expertise in credit assessment, auxmoney is able to make more loans available to a larger number of people, while investors benefit from attractive returns.

The shortest term is 12 months. The maximum loan term may be 84 months. The maximum effective interest rate is currently 14.99% p.a.
Net Credit Amount (Net Loan Amount): €9,811.96
One-off amount for the residual credit insurance*: €1,888.04
Nominal amount to be financed: €11,700.00
Agent commission (4.19%): €490.23
Withdrawal amount: €9,321.73
Fixed interest for the agreed term: €1,872.00
Total amount: €13,572.00

*The conclusion of a residual credit insurance (RKV) is voluntary. Taxation of the RKV:
Premium portion subject to insurance tax: €565.02
Insurance tax due on this: €107.35

Example payment plan:
The total amount is payable in monthly installments on the 1st of each month.
E.g. 59 installments over: €226.20
Final installment: €226.20
APR: 7.94%
Borrowing rate (fixed for the agreed term): 5.90%

You can find our data protection agreements at: and

You can find our general terms and conditions at: and the terms of use for the app at
Updated on
Jan 26, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

What's new

Mit diesem Update beheben wir einen Fehler im Video Ident Verfahren unseres Dienstleister IDnow, der zum Absturz der App bei Vertragsunterzeichnung führte.