Worthflow - Net Worth Tracker

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Everyone
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Everyone
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About this app

Worthflow is a quiet, private ledger for your net worth. Once a month, write down what you own and what you owe. Worthflow does the rest.

WHAT YOU OWN, MINUS WHAT YOU OWE
• Tiles for savings, FDs, stocks, mutual funds, EPF, PPF, NPS, gold, property, ESOPs, and the loans against them.
• Change only what moved. Everything else carries forward from last month.
• Your net worth, the change since last month, and the split between assets and liabilities at a glance.
• Amounts in lakhs and crores, or in thousands for dollars, euros, pounds, dirhams, and more.

INSIGHTS THAT MEAN SOMETHING
• A goal to aim at. Everyone starts with First crore.
• Your pace, your CAGR, and your debt ratio.
• A trend line you can drag across to read any month.
• Your asset mix, and exactly what moved this month.
• Loan repayments count as gains, because they lift your net worth.

A MONTHLY RITUAL, NOT A CHORE
• A reminder on the day you choose. It's skipped when the month already has figures, and it never shows your numbers.
• Takes a couple of minutes a month. No bank logins and no syncing statements.

PRIVATE BY DESIGN
• No account. No Worthflow servers. No analytics. No ads.
• Your figures stay on your phone. Your phone's own backup keeps a copy, only when that backup is end-to-end encrypted with your screen lock.
• Export a backup whenever you like, as a plain JSON file you keep.

MADE FOR ANDROID
• Material 3 Expressive, with colours from your wallpaper if you like.
• Light and dark theme, higher contrast, and full TalkBack support. TalkBack reads amounts in lakhs and crores.
• Works on phones, foldables and tablets.

WORTHFLOW PRO
Tracking is free, forever. Pro is a single lifetime purchase for the things you'd like to change:
• Tiles you name yourself, for anything the defaults don't cover
• Hide tiles you never use, and reorder the rest
• Name your own goal and set the amount
• Notes beside any figure
• Indigo, teal, rose, and violet themes, plus alternate app icons
• A privacy veil, with fingerprint, face or screen lock before your figures return
• CSV export, one row per month

No subscription and no renewal.

Privacy policy: https://worthflow.netlify.app/privacy/
An offline and private monthly ledger for your net worth. No account, no ads.
Updated on
Sep 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

Worthflow initial release
Content rating
Everyone
In-App Purchases
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App support

About the developer
Avinash Sharma
mangoishapp@gmail.com
D-35, 1st floor, sector-1 Rohini Delhi, 110085 India

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