Axal: High Yield Savings

Axal

About this app

Axal makes it easy to:
- Earn 7.6% interest on your dollars
- Hold Bitcoin and earn yield on it at the same time
- Own real, physical gold — with the best rates

Traditional savings accounts pay close to nothing. Axal is the smarter way to build wealth without making it a full time job. Your assets stay in an account you control — Axal cannot move, lend, or freeze your funds.

HIGH YIELD ON DOLLARS
- Earn 6-10% interest on your cash balance, accruing daily
- Nearly 15x the national average bank savings rate
- Held in fully-backed stablecoins (USDC by Circle, a regulated and publicly traded company)
- No minimum balance, no account fees

YIELD ON BITCOIN
- Hold Bitcoin and earn up to 2% APY on it at the same time
- Most wallets let your BTC sit idle. Axal doesn't.
- Buy from $1, withdraw any time

REAL PHYSICAL GOLD
- Backed one-to-one by physical bars in an insured London vault
- Audited and secured by Paxos
- Buy fractional amounts — no whole bar required
- Yield on top of the investment

ALWAYS LIQUID
- No lockups
- No withdrawal penalties
- No minimum balance
- Withdraw any time

HOW IT WORKS
1. Sign up in under two minutes.
2. Fund with Google Pay, bank transfer, or existing USDC.
3. Choose how to split your balance across dollars, Bitcoin, and gold.
4. Watch your balance compound. Withdraw whenever you want.

WHO USES AXAL
- People moving cash out of a near-zero-interest bank savings account
- Long-term Bitcoin holders who want their BTC to earn instead of sit
- Anyone who wants exposure to gold without a broker or a safe
- Earners looking to automate building wealth

FREQUENTLY ASKED

Q: Is Axal a bank?
A: No. Axal is not a bank and does not offer FDIC-insured deposit accounts. Axal is a self-custodial app for earning yield on digital assets.

Q: Can I withdraw any time?
A: Yes. There are no lockups, notice periods, or withdrawal penalties.

Q: Do I need to know anything about crypto?
A: No. Fund with a debit card or bank transfer and Axal handles the rest.

Q: Where does the yield come from?
A: Yield is generated by established onchain lending protocols. Rates are variable and move with market demand.

Backed by a16z and other top investors.

Learn more at axal.com

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*Axal is not a bank and does not accept deposits. Rates are variable and subject to change without notice. Past performance is not indicative of future results. Stablecoin yields are not FDIC insured, not bank guaranteed, and may lose value. APY is subject to change with market conditions.

Digital assets including Bitcoin and tokenized gold are volatile, and you may lose principal. Yield on Bitcoin and gold is variable and subject to change. Please carefully review all risks before investing.

National average savings account rate as of July 20, 2026, according to the FDIC.

Contact Axal Support:
[e-mail]
axal.com
781-971-9463
164 East 61st St, New York, NY

Full Terms of Service (axal.com/tos) and Privacy Policy (axal.com/privacy).

Copyright 2026 Lockbox Technologies, Inc. All rights reserved.

Ratings and reviews

App is surprisingly easy to use and has decent rates. Support is great too :)

stole my money will not let me withdraw from my savings and I put 10$ in there that has somehow disappeared

This is mainly relevant for Cryptocurrency not a regular $$ savings account for a high APY. I can see this being constructive for people who dabble in USDC. Just not what I was looking for. Anyone who wants to investigate further should try it for yourself.