Subsi: Budget & Subscriptions

Yelkovan.ai

About this app

Subscriptions, bills and card payments in one place. Subsi catches price hikes, shows the subscriptions you don't use, and works out how much you can spend each day until payday. It never connects to your bank and needs no account; everything stays on your phone.

SUBSCRIPTION TRACKER AND PRICE HIKES
• Flags a subscription that got more expensive: "price up +20% · +$6/yr".
• Asks "Did you use it?" before it renews, and shows what you'd keep each year if you cancelled the ones you don't use.
• Subsi doesn't cancel anything for you. It shows what's being wasted; you decide.

READS SCREENSHOTS AND PDFS
• Add a screenshot of your subscriptions list, a bill, or a card statement PDF, and it finds the subscriptions and spending.
• Opens password-protected PDFs on your phone (Android 15 and later). Send things from the Share menu or paste text.
• Reading happens on your phone; images and files are never uploaded.

DAILY BUDGET UNTIL PAYDAY, AND "WHAT IF?"
• See how much you can safely spend each day until payday, and how your balance will change day by day.
• Ask before you spend: what if I pay only the minimum, buy something today, pay in installments, prepay my loan, or cancel what I don't use?

BILL REMINDERS
• Local notifications before subscription renewals, bills, card due dates, trial endings, loan payments and planned payments.
• Pick the time and quiet hours; get a weekly summary if you like.
• The next 30 days of payments on one calendar.

SPENDING · INCOME · ACCOUNTS
• Spending, income, bills, installments, loans and card statements, all added from one "+" button.
• Category budgets that warn you when you're on pace to overspend.
• Your savings: cash, bank, foreign currencies, gold, and money owed. Track how close you are to your goals.
• Monthly report and year in review.

WIDGETS
• Five home screen widgets: upcoming payments, daily budget until payday, subscriptions, this month, and quick add (an expense or income in one tap).

CURRENCIES
• Choose your main currency. For subscriptions or savings in other currencies, you enter the exchange rate yourself; the app never fetches rates from the internet.

PRIVACY
• No bank connection, no account, no sign-in.
• The app never goes online and collects no data.
• You decide when to share a backup or a CSV export. Delete all your data any time.

One-time purchase: no subscription, no ads, no in-app purchases. Works on Android phones and tablets.

Questions or ideas: [e-mail]