Baneses

Baneses - Fundação Banestes de Seguridade Social

About this app

The Baneses app is the official channel of the Baneses Social Security Foundation – Baneses, a Closed Supplementary Pension Entity (EFPC), regulated by PREVIC, intended exclusively for its Participants (Active) and Beneficiaries (Retirees and Pensioners).

With secure authentication, the app facilitates access to the entity's services, including:
o Consulting benefits and statements;
o Information on pension plans;
o Institutional communication;
o Simulation and application for personal loans, restricted only to participants and beneficiaries, in accordance with internal regulations and granting policies approved by Baneses' governance bodies.

Information on personal loans
o Minimum and maximum repayment terms: from 3 to 96 months (always more than 60 days, in accordance with Google Play policy).
o Interest rate: 0.76% + IPCA.

Maximum annual APR: 14.85% per year (Interest 9.56% per year + IPCA 4.83% per year) (includes interest and any fees, in accordance with Brazilian law).
Representative example: For a R$10,000.00 loan over 48 months, with post-fixed installments, using the Price Table as the calculation methodology, the rates are applied pro rata daily, with a rate of 1.16% per month (CET 14.85% per year). The approximate installment is R$273.00, totaling R$13,104.00.

Transparency and Privacy
Baneses guarantees the protection of the personal data of its participants and beneficiaries. Please see our Privacy Policy, which describes in detail the collection, use, and sharing of information: [Privacy Policy URL].

Important: This application is not a publicly available credit platform. All services and loans are exclusive to Baneses members.

What’s new

App preparado para novas versões do Android.