Bankea allows you to discover, compare and contract a personalized loan quickly and safely. We work directly with the best financial institutions in Peru, eliminating intermediaries.
Why is Bankea the best solution for your online loan?
-It allows you to KNOW your personalized loan and card offers immediately from the best financial institutions.
-It allows you to COMPARE your loan offers with the different financial institutions and CHOOSE the one that best suits you.
-It allows you to CONTRACT the loan immediately with the financial entities that work with us and RECEIVE IT in your bank account or agency.
Bankea does not directly provide loans or establish rates. Here we provide you with information provided by our clients:
- The minimum and maximum period for the repayment of the loan: From 3 months to 36 months approximately.
- The maximum Annual Effective Rate (TEA) or Maximum Annual Percentage Rate (APR): We have rates from 0.20% to 0.90%. The rate that will be granted will depend on your credit history and the policies of the financial entities with which we work. Bankea does not influence the rates granted to each user.
Representative example of a credit card purchase:
Loan amount: S/ 1,000
Payment term: 12 months
Annual interest rate: 87.91%
Additional fees: Fraud insurance, optional by the user.
Total cost of the loan:
Principal: S/ 1,000
Interest: (S/ 1,000 * 87.91%) = S/ 680.18
* The information is referential, the quotas are approximate. Subject to evaluation at the time of purchase or withdrawal. It is important to keep in mind that this is just an example, the rate and term will be those that the financial institution grants to each user of the application according to their borrowing capacity and level of credit risk.
** Commissions: Bankea does not charge commissions to the users of the application.