BashiWallet

Lems Technologies

About this app

BashiWallet is the all-in-one debt management and digital wallet app built for Nigerians. Whether you lend money to friends, manage business debts, or need a simple way to track who owes you — BashiWallet puts you in control.

💰 DIGITAL WALLET
* Fund your wallet via virtual bank account (instant deposits)
* Withdraw to any Nigerian bank account
* View full transaction history with detailed records
* PIN-protected withdrawals for extra security

📋 DEBT MANAGEMENT
* Create and track debts with clear terms, due dates, and item breakdowns
* Accept partial payments or full settlement — your choice
* See debts you gave out and debts you owe in one place
* Send SMS payment reminders to borrowers
* Accept or reject debt requests from others
* Support for installment payment plans

💳 PAYMENTS
* Pay debts directly from your wallet or record cash payments
* Cash payment verification workflow for manual settlements
* Full payment history for every debt
* Real-time payment status updates

📊 CREDIT SCORE
* Automatic credit score calculated from your payment history
* Build your financial reputation over time
* Score-based trust system for lenders and borrowers

👤 KYC VERIFICATION
* Verify your identity with National ID, Passport, or Driver's License
* Business verification with CAC documents
* Unlock higher limits and premium features with KYC

📝 FORM TEMPLATES
* Create custom data collection forms for your business
* Track submissions and export data
* Attach forms to debt creation for structured record-keeping

🔒 SECURITY YOU CAN TRUST
* Biometric login (fingerprint and face recognition)
* Two-Factor Authentication (2FA)
* PIN protection on withdrawals
* Encrypted data storage
* Secure JWT-based authentication

🌙 DARK MODE
* Full dark mode support across every screen
* Easy toggle from your profile settings

📱 MORE FEATURES
* Contact picker — add borrowers straight from your phonebook
* SMS and email notifications for payments and reminders
* Pro membership for advanced features
* Transaction export and statements
* Clean, modern dashboard with wallet overview

BashiWallet is designed for individuals, small business owners, and anyone who lends or borrows money regularly. Stop losing track of who owes you — download BashiWallet today.

What’s new

initial release