Your bank already sends an SMS when you spend. Batwa turns those alerts into organized transactions, categories, and budgets automatically, so you do not have to type any expense.
Built specifically for Pakistan, Batwa understands local bank and wallet SMS formats and PDF statements. Track income and spending in PKR, import past transactions, and see where your money goes without linking a bank account.
Automatic expense tracking
• Supported bank and wallet SMS alerts become transactions automatically
• Spending is sorted into food, fuel, bills, shopping, and more
• Upload PDF bank statements to import months of history
• Review income, expenses, and cash flow in one place
Budget with a daily number
Set a monthly budget and Batwa shows what you can safely spend each day. See whether you are ahead of pace or close to overspending before the month ends.
Spending insights
Understand which categories take the biggest share of your money. Review monthly trends, average transactions, daily pace, and clear spending breakdowns.
Split bills and shared budgets
Create groups for friends, roommates, trips, or households. Track who paid, who owes whom, and manage shared spending without messy notes or awkward calculations.
Private by design
Personal expense tracking is processed and stored on your device. Batwa does not require your bank login or account linking. Shared features sync only the information needed by your group. You can also back up to your own Google Drive.
Built for Pakistan
Batwa is designed for Pakistani banking data and supports transaction alerts from all institutions.
No ads. No subscriptions. Just a simpler way to track every rupee.
Automatic expense tracking from bank SMS and PDF statements