Canadian Mortgage App

3.83K reviews
Content rating
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About this app

The Canadian Mortgage App has been used over 40+ million times and ranks as Canada's #1 mortgage app.

Financial Post calls it "the app everyone loves to talk about when it comes to mortgages," and it has given media love from CBC, OREA, Yahoo Finance, La Presse, CMT, MBN, Toronto Star, Metro, and by many other news outlets.

Easily calculate your total home ownership cost, the stress test, compare rates by national and regional lenders and brokers, calculate land transfer taxes and determine your affordability to the penny.

Here is a summary of all the features:

• Canadian Payment Calculator
• All Possible Payment Frequencies
• 2018 Stress Test Rules
• Award-winning Pre-Qualification tool
• Powerful Refinance Analyzer
• Minimum Down Payment Calculator
• Total Monthly Ownership Calculator
• Closing Cost Calculator
• Affordability Calculator
• Maximum Loan Calculator
• Extra Payments Calculator
• Advanced GDS / TDS Calculator
• CMHC Premium Calculator
• Amortization Schedule and Totals
• Load and Save Multiple Scenarios
• Scenario Comparison (side by side)
• All Provincial Land Transfer Fees
• All Municipal LTT
• ON / TO First-time buyer rebates
• ON Non-Resident Speculation Tax
• BCs First time and Newly built rebates
• BCs Foreign Buyer Tax
• PEIs First time buyer rebates
• Real-time Mortgage Rates
• Ability to connect with an expert
• Find an Expert in your area
• Import / Export Calculations
• Generate Summary PDFs
• Beautiful graphs and illustrations
• English, French, Spanish &
• Chinese and Hindi Translated
• Direct Technical Support Chat
• Frequently Asked Questions (FAQ)
• And now Realtors and Mortgage Professionals can also brand CMA to offer their clients a unique mobile experience.

The calculations have also been rigorously tested both mathematically and physically against almost all available mortgage calculators we could find. It's super accurate. It calculates at an extended number of decimal places, avoids floating-point errors and uses specialized rounding as suggested by the European Commission on rounding currency amounts and IEEE 754.

Canadian Mortgage app is free to use and download.


We offer Real estate and Mortgage Professionals a premium subscription to PRO.

CMA PRO offers industry professionals the ability to personalize the Canadian Mortgage App and share their branded app with clients, prospects and partners.

The PRO mobile app can be customized with your company logo, profile picture, brand colours, contact information, rates and much more. PRO offers premium analytics and the ability to invite and co-brand with referral partners to increase your business.

CMA PRO starts at CAD $9.99/month and up to $249.99 / quarter depending on your subscription type.

Payment will be charged to your iTunes account.

Your PRO subscription automatically renews monthly or quarterly for the price of the initial package you have selected. Subscription is automatically renewed unless auto-renew is turned off at least 24-hours before the end of the current period. Auto-renewal can be turned off by going to your App Store Account Settings after purchase. Prices are in Canadian dollars, may vary in countries other than Canada, and are subject to change without notice. Terms of use and privacy policy are available here:

If you don't choose to get CMA PRO, you can continue using the Canadian Mortgage App for free forever.

We know you will love it.

Updated on
Jan 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.73K reviews
Loris Facca
August 2, 2023
Let me start by saying that I'm an agent who has been using and paying for a CMA subscription for many years now (through Google Play). Recently, I received an email saying that my subscription was cancelled even though I never cancelled it. Tried to turn the subscription on again but every payment method I tried was rejected so I just gave up. Today I tried to renew and now you want to charge me $20/month? That's twice as much as I was paying before! No way. Bye.
10 people found this review helpful
Bendigi Technologies Inc.
December 26, 2023
Hi Loris, We are very sorry for the late reply, we were experiencing some issue with Google Billing during that period of time. Can you reach out to us using the support chat located in the "Settings Tab", we will try our best to fix it for you.
A Google user
September 6, 2019
Easy to use, love the mortgage calculator that gives the option to customize the rate easily, plus the add extra feature allows to see how much money you could save on interest by adding some extra payments. I wish it also has option to add 1 time extra payment instead of recurring payment to see how much you could save on the first extra payment.
13 people found this review helpful
A Google user
April 13, 2019
fantastic app.... everything at your fingertips man. cant ask for better. doea all the calculations required for property purchase and then some. even factors in the cmhc premiums and various mortgage payment options plus land transfer tax calculations. Love it...and works flawlessly Everytime. no crashes so far in my over 100 uses... highly recommended!!!!
9 people found this review helpful

What's new

Updates to Mortgage Insurance Premiums
-Professionals can now enable default insurance on insurable mortgages.
-In the Purchase Calculator, tap on the Mortgage Insurance value and turn on this new feature.
-You can also quickly change the premium type from the default CMHC / Sagen / CG to BFS premiums.
-Also, you can enable the Flex down option on all default insurance tiers.

• The Bendigi Team •