Debt Watcher & Organizer

Content rating
Everyone
100+
Downloads
Content rating
Everyone
Learn more
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About this app

Are you tired of losing track of who owes what? Whether you're splitting bills with friends, lending money to family, or managing shared expenses, Debt Watcher & Organizer helps you stay in control. This simple yet powerful debt tracking app is designed to make managing personal loans and debts effortless.

💰 Why Choose Debt Watcher & Organizer?

Managing debts shouldn’t be complicated. Our app offers a clean, intuitive interface built with Jetpack Compose and Material Design 3, making it fast, modern, and easy to use. Whether you’re lending or borrowing, you’ll always know where your money stands.

📱 Key Features:

✅ Track Loans & Debts – Record every transaction, whether you're lending or borrowing.

🌍 Multi-Currency Support – Choose from a wide range of currencies based on country. Perfect for international use.

👥 Contact Integration – Pick people directly from your phone’s contact list for quick setup.

📸 Custom Images – Add a photo from your gallery or take one with your camera to personalize each contact.

📊 Automatic Totals – See the total amount owed or lent per person instantly.

🕒 History Log – View past transactions and edits for full transparency.

🔒 Private Ledger – Your data stays on your device. No cloud sync, no account needed.

🎯 Perfect For:

Friends splitting dinner bills or travel costs

Roommates managing shared household expenses

Freelancers or small business owners tracking informal loans

Anyone who wants a simple debt manager without complicated features

📌 How It Works:

Add a person manually or pick from your contact list

Choose the currency you want to use

Record a debt or loan with a short note

View totals and history anytime

Add a photo to make your list more visual

No registration. No ads. No clutter. Just a straightforward way to manage personal finances.

🔧 Built with Android Jetpack Compose & Material Design 3

Enjoy a smooth, responsive experience with the latest Android UI technologies. Optimized for performance and simplicity.

📈 Boost Your Financial Awareness

Stop guessing who owes what. With Debt Watcher & Organizer, you’ll always have a clear picture of your financial relationships. Whether it’s €5 or $500, every transaction is tracked and organised.

🔐 Privacy First

We only ask for contact access to help you pick people from your list. No data is shared externally. Your records stay private and secure.

📥 Download Now

If you're looking for a lightweight, easy-to-use debt and credit manager, this app is for you. Say goodbye to forgotten IOUs and awkward reminders. Start tracking your money today!
Updated on
Apr 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
No data collected
Learn more about how developers declare collection
Data is encrypted in transit

What’s new

Bug Fixed
Content rating
Everyone
Learn more

App support

About the developer
EDGARS CEBOTARS
edgarscebotars@gmail.com
Darzu 77 Rezekne, LV-4600 Latvia

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