Chit Kart – Smart Chit Funds

Kodachadri Fintech Pvt Ltd

About this app

Chit Kart is a secure, transparent, and 100% compliant chit fund app that helps you join, track, and manage your chit investments with complete ease. Whether you are a saver, borrower, Chit Kart gives you full visibility into auctions, payments, dividends, certificates, and due alerts — all inside one simple mobile app.

Why Chit Kart?
● 100% compliant with the Chit Funds Act, 1982
● Transparent and real-time auction experience
● Secure UPI payments
● Digital certificates & automated records
● Trusted by chit subscribers, families, professionals & small businesses

Key Features

1. Personal Dashboard
Get a complete view of all your chit activities in one place: • Total savings, invested amount & dividends earned • Active, pending & due payments • KYC status, enrolment alerts & agreement reminders • Quick access to auctions, support & branch locator

2. My Chits – Full Control of All Your Groups
Track your chits with complete transparency:
• Chit value, plan details & monthly instalments
• Dividend earned & total paid amount
• Payment history with receipts
• Running instalment details
• Status indicators (NPS, SB, PS)
• Download digital certificates (FDR, PSO, CC, Agreement)

3. Explore & Join New Chit Plans
Browse available chit plans from ₹2L to ₹1Cr:
• Popular, Trending, Growth & Dividend-based filters
• Plan details with estimated dividend
• Join instantly with secure UPI payment
• Transparent documents available before joining

4. Vacant Chits – Join Running Groups
No need to wait for a new group!
• Join ongoing chits with vacant tickets
• Get instant dividend benefit
• View current bids, running instalment & subscribers
• Pay and join instantly

5. Live Auction System
Participate in auctions in real time with full transparency:
• Live chat-style bidding
• Timer-based auction rooms
• Bid history, ticket numbers & prize amounts
• Winner selected instantly (including tiebreaker wheel)
• No hidden actions—everything is visible live

6. Compliance & Security
Chit Kart ensures complete trust and safety:
• Fully compliant with Chit Funds Act, 1982
• Mandatory KYC verification
• Secure UPI-based payments
• Transparent ledger for every transaction
• Government-registered documentation

7. Settings & Support
Manage your entire profile and support needs:
• Account, bank & wallet details
• Language & notification preferences
• Transfers, pledge release & number change
• FAQs, WhatsApp chat & toll-free support

Who Can Use Chit Kart?
• Individuals saving monthly
• Borrowers who want early funds through chit auctions
• Small business owners & self-employed users
• Families & professionals
• Anyone wanting full transparency in chit funds

Why Users Love Chit Kart
• Simple & user-friendly
• Complete transparency
• Fast on boarding
• Real-time auction experience
• Automatic reminders & due alerts
• Zero paperwork — everything digital

Get Started
Download Chit Kart and experience a secure, transparent, and modern way to manage your chit fund journey.