BharatPe for Business

4.2
856K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Introducing BharatPe for Business
BharatPe for Business is a comprehensive payment app allowing you to accept UPI and card payments from any app. A single QR code enables merchants to seamlessly accept payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and over 150 other banking apps. BharatSwipe supports both debit and credit card payments. Over 7 million merchants rely on BharatPe for Business for their payment solutions. Invest your earnings to earn up to 12% annual interest and obtain loans to grow your business at competitive low interest rates.

Accept all Types of Payment
BharatPe for Business enables you to accept payments from all major UPI apps like Paytm, PhonePe, and Google Pay without any fees. Additionally, customers can pay through multiple modes like Bank Account, RuPay Credit card and Wallet etc.
You can also withdraw money instantly and transfer it directly to your bank account.
Business Loans Made Easy
Expand your business with BharatPe's low-interest loans and a hassle-free, 100% online application process that requires no paperwork, collateral, or guarantees. Repay your loan effortlessly through Easy Daily Installments (EDI).

Loan Repayment Terms:
Repay in Easy Daily Installments (EDI).
Loan Tenure: 3 months to 15 months
Minimum Tenure: 3 months
Maximum Tenure: 15 months

Interest Rate - Annual Percentage Rate (APR):
APR is communicated on the BharatPe for Business App while taking a loan.
Ranges from 21% - 30%
Minimum APR: 21%
Maximum APR: 30%
Amount: Rs. 10,000 to Rs. 10,00,000
Processing fees: 0% to 2%

An example:
Loan Amount: Rs. 1,00,000
Tenure: 6 months
Interest Rate (APR): 24% per year
Repayment Amount: Rs. 1,12,000
Total Interest Payable: Rs. 100,000 x 24%/12*6 (6 months) = Rs. 12,000
Processing Fees (incl. GST): Rs. 2,000
Disbursed Amount: Rs. 100,000 (Loan Amount) - Rs. 2,000 (Processing Fees) = Rs. 98,000
Total Amount Payable: Rs. 1,12,000 (EDI of 722)
Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 12,000 + Rs. 2,000 = Rs. 14,000

NBFC partners:
Loans are offered in collaboration with RBI-approved NBFCs, such as LendenClub (Innofin Solutions Private Limited), Liquiloans (NDX P2P Private Limited), Trillions (TRILLIONLOANS FINTECH PRIVATE LIMITED), ABFL (Aditya Birla Finance Limited), and Arthmate (Mamta Financing India Private Limited). The NBFC's sanction letter is displayed in the app and shared as a notification.

Earn up to 12%
Enjoy up to 12% interest on your BharatPe account balance, credited daily. Add funds or request withdrawals at your convenience, knowing your money is securely invested with our RBI-approved NBFC partners.

Permissions
Permissions such as Location and Contacts, are necessary to create your credit profile and provide loan offers. To review our privacy policy, please visit: Privacy Policy - BharatPe for Business
Please note that BharatPe for Business is the brand name of the application launched by Resillient Innovations Private Limited. BharatPe for Business is our developer name.
Contact Information:
+918882555444
hello@bharatpe.com
Home - BharatPe
Head Office:
Resilient Innovations Private Limited
Address: 7th and 12th Floor, Building No. 8 Block-C, Cyber City DLF City
Phase 2 Road, Gurugram, Haryana, 122008.
Updated on
May 31, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
853K reviews
Mr. Singh's Tandoori Hut
June 1, 2025
The app is useful, no doubt. But the interface is not user-friendly at all. The main issue — the collection amount appears cut from the center, making it hard to read the correct number. For a business app, clear visibility of money matters the most! Please fix this display issue urgently.
4 people found this review helpful
Resilient Innovation Private Limited
June 1, 2025
We apologize for the issue. Please reach out us via our email social.support@bharatpe.com along with your concern and registered mobile number for prompt resolution.
Dr.Harihara Panda
May 16, 2025
Absolutely terrible experience with BharatPe! Their service is non-existent, and withdrawal process is a nightmare. I applied for withdrawal, but it took ages to get the money back. No updates, no communication, just silence. Very disappointed with the lack of support and transparency. Would not recommend to anyone."
6 people found this review helpful
Resilient Innovation Private Limited
May 16, 2025
Hi Dr. Harihara, we regret the inconvenience. Please reach out to us via social.support@bharatpe.com along with your registered mobile number and concern so that we can help you with quick support.
Raj Gupta
June 6, 2025
worst Customer support service. They fool their customers…. First they will give you good offers and get speakers and swipe machines installed, later they will deduct unnecessary charges, I raised my query so many times and also mailed the customer care but after some time the ticket shown as closed and I would receive a e-mail that the complaint was resolved, so I suggest no need to get any kind of service from them.
Resilient Innovation Private Limited
June 6, 2025
Hi Raj, we regret any inconvenience caused. Please write to us at social.support@bharatpe.com along with your concern and registered mobile number for immediate assistance.

What’s new

Improved the journey design to make it more intuitive, engaging, and user-friendly.
Performance improvements and bug fixes.

App support

Phone number
+918882555444
About the developer
RESILIENT INNOVATIONS PRIVATE LIMITED
app.management@bharatpe.com
7th and 12th Floor, Building No. 8, Block-C, Cyber City,DLF City, Phase-2 Gurugram, Haryana 122008 India
+91 88260 26066