Bitoshi: Crypto & Payments

Bitoshi Africa

About this app

Bitoshi helps individuals and businesses manage everyday finances and explore new money possibilities. Built on crypto infrastructure, Bitoshi brings together:

• Crypto: Buy, sell, swap, send and receive supported cryptocurrencies.
• Fiat: Add money, manage your balance, withdraw to bank and pay supported bills.
• Payments: Send and receive crypto, and pay online with virtual cards.
• Cross-border transfers: Send money across supported countries.
• Business finance: Access tools to help your business go further.

BUY, SELL AND SWAP CRYPTO

Trade BTC, ETH, USDT, USDC, cNGN, SOL, TON, BNB, PYUSD, TRX and LTC, and swap 500+ cryptocurrencies. Explore supported coins and networks, view available rates and manage your portfolio.

ADD MONEY AND WITHDRAW

Add money in Nigerian naira (₦), Ghanaian cedis (GH₵) and Kenyan shillings (KSh), manage your fiat balance and withdraw to your bank account. Keep your financial activity organised in one platform, with access to account statements.

SEND AND RECEIVE CRYPTO

Send, receive and auto-convert supported assets across available networks. Transfer to other Bitoshi users using usernames or addresses, or send to external wallets.

SEND GLOBALLY

Send money and crypto, and make cross-border payments to supported destinations, including Ghana and Kenya.

PAY EVERYDAY BILLS

Buy airtime and data, and pay eligible bills such as electricity and television subscriptions using crypto or local currency (₦, GH₵, KSh).

MORE WAYS TO PAY

Use the Bitoshi virtual card for supported online purchases and subscriptions, giving you another way to make eligible payments.

PLAY, REFER AND EARN

Invite friends each month, take part in in-app activities, climb the leaderboard and earn rewards when the requirements are met.

TRADE FOR LESS

Set price alerts for supported assets and get notified when your selected price conditions are met. Explore Bitoshi Hour for reduced trading rates on selected days and eligible transactions. Rates, conditions and availability may vary.

YOUR FINANCIAL ASSISTANT

Explore Bitoshi’s AI Assistant for help navigating the app, understanding available features and finding relevant information.

MORE FOR BUSINESSES

Bitoshi OTC services support business, cross-border and high-value transaction needs. Explore available services and speak with Bitoshi Support about options suited to you.

ACCOUNT SECURITY AND SUPPORT

Set up your profile, enable push notifications and manage account security with passkeys, two-factor authentication (2FA) and Face Comparison. Access Bitoshi Support in the app whenever you need assistance.

FOLLOW US

• Website: https://bitoshi.africa/
• Instagram: https://www.instagram.com/bitoshi.africa/
• LinkedIn: https://www.linkedin.com/company/bitoshiafrica/
• X (Twitter): https://x.com/Bitoshiafrica
• TikTok: https://www.tiktok.com/@bitoshi.africa
• YouTube: https://youtube.com/@bitoshi.africa
• WhatsApp — Bitoshi Hub: https://tr.ee/B0KJ8HUKAa
• Telegram — Bitoshi Insider Community: https://t.me/+cS8-oVXyXp81YzVk

Ratings and reviews

Smooth app for crypto transactions, i like the interface but there should be dark theme.

transaction fees when sending crypto out is outrageous for some coins but overall I'd give them 8/0 1 for slow UI and the other for transaction fees

I can't really express my joy😊 about this,if you are looking for the best,I mean the best..you should try this app before any other....it might not be well known like Binance app, but I prefer it in a way to any other, their rates are soo loving and to sell cryptocurrency and get it in minutes is like 'puff and it in your bank app,please you people should not increase the fees,it's okay this way,it makes us the customers not to be afraid of fees, and little crypto guys like us can have hope❤️

What’s new

Explore an updated Bitoshi 2.0 experience with more ways to trade, pay, send, receive and manage your money.
Seamless KYC Flow
Virtual Card
Refer and Earn
AI Assistant
New Coin Addition
Send Money Globally
Bitoshi Hour & Price Alert
Ghana and Kenya Expansion
Gamification Tiers & Reward
Updated Account Security
OTC/Bitoshi Business & more
Loving Bitoshi? Rate Us Now!