BMONI
5K+
Downloads
Everyone
info
About this app
BMONI is like your bank, but smarter! We combine fresh thinking and modern tech like stablecoin and AI to create compliant bank-like services that are cheaper and smarter without the usual banking limitations getting in your way.
BMONI gives you a smarter way to save, spend and move your money anywhere in the world. From USD Stablecoin savings that grow your earnings, to instant transfers, global virtual, physical cards for everyday spending and other smart benefits, BMONI brings you borderless financial freedom
At BMONI, keeping your money and data safe is our top priority. Developed over two decades and recognized with 22 patents, we combine patented biometric technology, bank-grade encryption, and partnerships with licensed financial institutions to ensure every transaction is secure and every account is protected.
BMONI offers you everything you want from your money:
Multi-currency wallets
Save, send, and receive money in a Naira or USD. Create virtual NGN and USD accounts instantly. Get paid from anywhere in the world, swap between your currencies effortlessly, and manage all your money in one secure place.
Save in USD
Grow your wealth. Turn your income into stable USD savings that grow with you, helping you plan, save, and invest smarter, wherever life takes you.
Fund your wallet in Seconds with Cash or Stablecoins
Hassle-free, on the go. Fund your Naira and USD wallets instantly via bank transfer, or by sending stablecoins directly from your preferred blockchain, like Binance Smart Chain, Ethereum, or Polygon. Smart and flexible, built for how you’d like to move your money.
Global Transfers
Borderless payments, made smarter. Send and receive money anywhere in the world with transparent, low fees. Transfer funds directly into your USD account and enjoy seamless global payments. Perfect for freelancers, founders, and families who live and work beyond borders.
BMONI gives you a smarter way to save, spend and move your money anywhere in the world. From USD Stablecoin savings that grow your earnings, to instant transfers, global virtual, physical cards for everyday spending and other smart benefits, BMONI brings you borderless financial freedom
At BMONI, keeping your money and data safe is our top priority. Developed over two decades and recognized with 22 patents, we combine patented biometric technology, bank-grade encryption, and partnerships with licensed financial institutions to ensure every transaction is secure and every account is protected.
BMONI offers you everything you want from your money:
Multi-currency wallets
Save, send, and receive money in a Naira or USD. Create virtual NGN and USD accounts instantly. Get paid from anywhere in the world, swap between your currencies effortlessly, and manage all your money in one secure place.
Save in USD
Grow your wealth. Turn your income into stable USD savings that grow with you, helping you plan, save, and invest smarter, wherever life takes you.
Fund your wallet in Seconds with Cash or Stablecoins
Hassle-free, on the go. Fund your Naira and USD wallets instantly via bank transfer, or by sending stablecoins directly from your preferred blockchain, like Binance Smart Chain, Ethereum, or Polygon. Smart and flexible, built for how you’d like to move your money.
Global Transfers
Borderless payments, made smarter. Send and receive money anywhere in the world with transparent, low fees. Transfer funds directly into your USD account and enjoy seamless global payments. Perfect for freelancers, founders, and families who live and work beyond borders.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
Improved friend-to-friend transaction reliability and visibility
Improved contact search and phone number matching
Improved money request flow and amount validation
Improved currency swap stability and cross-border accuracy
Improved contact name matching with your phonebook
Improved Add New Friend and recipient save flow
Improved wallet routing for Nigeria onboarding
Improved Send Money button responsiveness
Improved sign-in stability after failed or signed-out sessions
Improved contact search and phone number matching
Improved money request flow and amount validation
Improved currency swap stability and cross-border accuracy
Improved contact name matching with your phonebook
Improved Add New Friend and recipient save flow
Improved wallet routing for Nigeria onboarding
Improved Send Money button responsiveness
Improved sign-in stability after failed or signed-out sessions
App support
About the developer
Bkey, Inc.
developers@bkey.me
1834 Walden Office Sq Ste 220
Schaumburg, IL 60173-4296
United States
+47 41 16 11 94
