neobank: BNC digital banking

Digital Banking Bank Neo Commerce

About this app

It's time to enjoy the various conveniences of #MakeAll your financial affairs!

Introducing the neobank application, a digital banking application offered by Bank Neo Commerce that can make it easier and more fun for you to manage your finances.

With a user-friendly appearance, the neobank application comes with attractive features that make banking matters faster and stay safe! ⚡

Plus, it only takes 5 minutes to open an account online! ⏰

Take advantage of various cool features in the neobank application:

💰 Neo NOW Savings
Free to open an online account with any nominal initial deposit, and get interest up to 5% p.a. The cash is sent directly to your account every day!

📈 Neo WOW deposits
Investment-flavored term deposits! The interest is high up to 8% p.a. The initial deposit is light, you can start from just IDR 100,000. Flexible tenor, even from 7 days to 1 year!

💸 Free transfers
In the neobank application, transfer to a Virtual Account and send money to any bank for FREE. Want to transfer in large quantities? Your daily transaction limit can be up to IDR 300 million! 😉

💡 Payment & Purchase of Digital Products
It's easier and more practical to pay and buy digital products through the neobank application. Starting from paying electricity bills, buying credit, to paying BPJS. Also enjoy cashback from every transaction.

💰 savepay
Get a surprise discount of up to 100% every time you make a payment via Virtual Account at the selected merchant platform.

🟠Neo Gold
Buy and invest gold at selected merchants, get attractive offers using the neobank application.

💬 Neo Chat
You can freely chat, send money, and even create groups of people closest to you through the Neo Chat feature in the neobank application, which is guaranteed to be safe and super practical.

🔖 Neo Journal
Keep a neat record of all transactions that have been done with Neo Journal. So you can more easily manage your own finances without fear of forgetting.

😺 Neo World
In Neo World, you can collect daily coins which you get from activity in neobank app. Exciting!

🧧 Neo Ang Pao
Make a special day even more special by sending Neo Angpao to relatives and friends. Practical, fast and safe.

🔒 Data security
Your financial activities are guaranteed to be safer because we implement a layered banking security system. There are Password and PIN Gesture features that ensure your transactions are always protected.

About Neo Commerce Bank
The neobank application is an online savings and deposit application from Bank Neo Commerce (BNC). Present since 1990 under the name Bank Yudha Bhakti (BBYB), we have transformed into the first neobank in Indonesia, where all customer banking activities can be carried out digitally.

With the support of Indonesia's leading fintech company, Akulaku, we continue to invest in technology to provide the latest products and services that suit the needs of our customers, both individuals and corporations.

BNC will continue to grow to make it easy for #MakeAll financial activities and #CreateEveryone who wants to take steps to make money every day.

The advantages of the neobank application:
👉 Open a digital savings account without a minimum nominal deposit
👉 Term deposits with high interest
👉 Transfer to other banks free of charge
👉 Free admin fees


Follow BNC social media accounts
Instagram: banknecommerce
Facebook: Neo Commerce Bank
YouTube: Bank Neo Commerce
TikTok: @banknecommerce
Twitter: @banknecommerce
LinkedIn: PT Bank Neo Commerce Tbk

Contact us:
PT Bank Neo Commerce Tbk
Treasury Tower lt. 60, District 8 Lot 28
Jl. Gen. Sudirman kav. 52-53, Senayan, Kebayoran Baru
South Jakarta 12190
📞1 500 190
www.banknecommerce.co.id
📧 [e-mail]

Rate & Fee Details: https://www.bankneocommerce.co.id/rates
Article of Association: https://storage.googleapis.com/cms-assets/2021/12/3bc48fd1-03.-akta-no.-23-date-30-juli-2020-change-name-sk.pdf

Neo Commerce Bank is registered and supervised by OJK and guaranteed by LPS.

Ratings and reviews

I will increase the star after I use it for some time. I hope I won't get the difficulty to login especially when I need the fund. Luckily I didn't transfer all my wealth because of the limitations for free transfer. Thank you for helping me to resolve the problem.

Withdrawn time deposit should not calculated as part of "This Minth Income" under Profile > Account menu. Income should ibclude interest only. Please add feature to produce monthly statement for consolidated all of asset. This kind of statement usually needed for tax reporting or as proof when applying visa to other country.

I am drawn by how pretty their app is. I also like the fact that it's free to do transfers. App is also very stable. Love the Neo Fortune feature, it makes banking fun! Suggestions for improvement: - Since fund balance gets added to Neo Account after maturity date of deposits, we should have the option to transfer between our own accounts (Neo account to Neo NOW). Having our Neo account showed up as transfer list is weird. - Online banking access (computers)

What's new

Kami mengoptimalkan beberapa fitur untuk memberikan kemudahan lebih untukmu!