With Borcy, track all your debts, loans, and bills in one place. No account needed, no internet connection required — all your data remains secure, just on your device.
🏦 ALL DEBTS ON ONE SCREEN
• Add bank loan, credit card, and overdraft debts
• See principal, total with interest, monthly installment, and remaining months
• Track how much of each debt you've paid with the progress bar
💰 SEE YOUR NET STATUS INSTANTLY
• Add your salary and additional income
• Borcy deducts installments and bills from your income, showing you the net amount remaining
• Plan for the end of the month without surprises
🧾 BILL TRACKING
• Add your monthly bills such as electricity, water, gas, internet, rent, and dues
• Mark "pay" each month, and paid amounts are included in your net account
📊 GRAPHS AND ANALYSIS
• Debt distribution, debt and payment graphs by bank
• See clearly where your debt is going
🏔️ DEBT CLOSURE STRATEGY
• Avalanche (highest interest) and Snowball (smallest debt) methods
• Plan wisely which debt to pay off first, get out of debt faster
🔔 PAYMENT REMINDERS
• Don't miss installment and bill payment due dates
• Receive notifications before payment due dates
🔒 PRIVACY PRIORITY
• No membership or login required
• Your data is not sent to the server, it is only stored on your phone
Take control of your debts, manage your budget, and move towards a debt-free future with Borcy.