Credismart

Bowpi

About this app

Immediate credits from your app, it lends you up to Q25,000 in cash, in just a few taps!

How does it work?
1) Download the app and complete your credit application. Receive a response in minutes.
2) Receive your direct credit in your bank account.

How do I pay my credit?
1) With a debit card requesting a neolink.
2) ATMs 5B.
3) Banrural or Rural Bank Agencies
4) Credichapin Agencies.

About our credits

- Smart customers can choose the term through a quote integrated into the app according to the monthly payment they want.
- The minimum period to repay the loan is 6 months.
- The maximum period to repay the loan is 36 months.
- Loans have a 10% commission for disbursement administrative charges.
- Maximum term: 36 months.
- APR (Maximum annual interest rate, which includes interest rate and all annual costs): from 67.2% to 106% including administrative expenses.
- Depending on the amount of the approved credit, the client can choose the term.
- The client can pay in advance whenever they want, without additional charges.

Representative Example:
For an approved loan of Q1,200 with a term of 12 months (1 year), it includes the following charges and interests:
• Q120 of administrative expenses (10% of the approved amount)
• IGS service Q60
• Q214 for life insurance and medical expenses
• 73.92% annual interest rate
• Leaving a monthly fee of Q 144.39
At the end of the term, the total payment of the credit would be Q2,126.

Privacy Policy:
https://www.credismart.com.gt/privacidad-security

Questions?
We are available for any clarification you need.

Email: [e-mail]
Website: www.credismart.com.gt
WhatsApp: [phone]
Telephone: [phone]
Address: 3A avenue, 13-78, zone 10, Citibank Tower, 7th level, Guatemala, Guatemala

Privacy and permissions
When you download Credismart, we will ask you for permission to take photographs and locate them, to verify your identity. Your information will not be shared or used without your consent.