Submint helps you find and manage the recurring payments you're already making β without connecting a bank account or typing anything in.
It's easy to lose track of what renews each month: a free trial you forgot to cancel, an app you stopped opening, a plan that quietly bills you again. Submint reads the bank and UPI payment alerts your phone already receives and turns them into one clear, up-to-date list of what you pay for.
HOW IT WORKS
Submint reads your transaction messages on your device to recognise recurring charges. When it finds one, it works out the billing cycle and the next renewal date, so you can see what's coming before the money leaves your account. If a message states an exact date, Submint marks it as confirmed; otherwise it shows a clear estimate so you always know how sure it is.
WHAT YOU CAN DO
- See every recurring payment in one place, ordered by the next renewal date.
- View your monthly and yearly totals, broken down by category.
- Get a reminder a few days before a payment is due.
- With optional usage access, see which paid apps you haven't opened in a while, so you can decide what's still worth keeping.
PRIVATE BY DESIGN
Everything happens on your device. There is no account, no sign-in, and no server. Your messages are read and analysed locally and are never uploaded, sold, or shared. You can export your data to a file, or erase everything from Settings whenever you like.
SUBMINT PRO (OPTIONAL)
Upgrade once β as a yearly plan or a one-time purchase β to unlock:
- A calendar that lays out every upcoming payment at a glance.
- A guided assistant that walks you through cancelling services you no longer want.
- Spend forecasts for the months ahead.
- A combined view across multiple accounts or SIM cards.
- Custom alerts, including a monthly spending limit.
A fair note: renewal dates are predictions based on your messages, not guarantees, and Submint does not cancel anything for you β it points you to the right place and leaves the decision to you.
From Rhythm Themes.
Find subscriptions in your SMS, track spend, and get renewal reminders.