BPay

Depto. de Sistemas

About this app

Welcome to the new way to shop, finance, and manage your money from a single app.
Our loan and financing app is designed to give you freedom, security, and simplicity in every transaction.
With it, you can:
Activate personal lines of credit quickly and without complicated procedures.
Use these lines at any time to generate instant consumer loans.
Shop with a QR code in our stores and pay later, taking advantage of the available financing.
View all your current loans in a clear and organized way, without having to call or wait in lines.
Make payments for each loan directly from the app, in just a few steps.

How does it work?
Activate your line of credit.
From the app, you can request the activation of a personalized line of credit. This process is 100% digital, secure, and transparent. Once approved, you will have immediate access to an available amount that you can use whenever you need it.
Use your credit to buy with a QR code.
When paying at a store, simply scan the QR code and choose to finance your purchase with the available line of credit. In seconds, the transaction is recorded, and you receive the product without paying immediately.
Generate automatic loans
Every time you use your line of credit, the app generates an associated loan. This allows you to keep detailed track of each expense, with clear dates, amounts, and conditions.
Manage and pay from the app
Check the status of your loans at any time: outstanding principal, upcoming payment dates, and amounts due. Plus, you can pay in advance, in full or in part, directly from the app, without intermediaries.

Main advantages
Fast and simple: the entire process is 100% digital, with no paperwork.
Transparent: You'll always know how much you owe, over what period of time, and under what conditions.
Flexible: Use your line of credit whenever you need it, as long as you need it.
Secure: With data protection standards and encrypted operations.
Convenient: Activate, use, view, and pay... all in a single app.

Example of use
Imagine you go to a store and want to buy a product, but you prefer to pay in installments or defer payment. Just open the app, scan the QR code, and choose the option to finance with your credit line. The app automatically generates a loan, records it in your history, and allows you to review it later. Whenever you want, you can access the loans section and pay the outstanding balance with a couple of taps.

Designed for you
You no longer have to worry about endless paperwork, calls, or complicated account statements. Everything you need to finance your purchases and manage your loans is at your fingertips, 24/7.
Our mission is to give you a simpler, faster, and more secure financial experience, where you have complete control over your payment decisions.

Download the app and get started today.
Activate your credit line, purchase with QR codes, generate loans instantly, and manage them from one place.
It's fast. It's secure. It's simple.