Bridge2Capital: Instant Loan

Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Bridge2Capital is a mobile application, designed and developed for small business owners in India. We have a 360° financial health approach towards enabling the growth of small businesses with access to on-demand financial services – Financial health check, Business Loans, Savings, Insurance & digital hissab. Our objective is to accelerate local GDP by providing a financial and technological bridge to small businesses in small towns and cities of India.

1. 360° FHC

Bridge2capital offers a paid financial health check for a small business owner. We do a detailed check of the credit bureau report, bank statement, and GST data and offer a detailed report across 15 parameters which reflect the financial behavior and health of the small business owner

2. Hissab

Our Digital Hissab is a digital bahi khata for the small businesses who can maintain their day2day Hissab on their smartphones, access it anywhere, associate Hissab with specific type of people (owner, employee, tenant, customer, etc.), tag Hissab type through Bank/ in cash and then at the end of the day, access daily reports. Through this service one can also notify the other party about the transactions, set reminders for due payments and save softcopies of hard receipts for dispute free & easy future referencing.

3. Business Loan

Bridge2Capital is a B2B business model which provides short-term unsecured business loans (working capital limit) to small businesses on a revolving basis in partnership with financial institutions. The business model is designed to provide capital for business and monitor 100% end utilization of the funds. The business loan is provided on the basis of the Financial Health Check of the business. Bridge2Capital offers 100% transparency in its transactions, and also ensures flexible repayment cycles as per the choice of the customer and the entire business loan can be repaid in different tenures up to 180 days.

4. Digital Savings

We make daily savings easy for our Digital Dukandaars. With our digital savings service, you can start savings in 99.99% pure 24K gold with just Rs. 10. Easily buy and sell gold in a few clicks with zero charges paid for the safety of your investment. Keep saving in the commodity you trust, GOLD.


Credit line: ₹ 100,000 – 25,00,000

Credit Tenure: Up to 180 days

Repayment Period: Flexible Repayments

Reducing Annual Interest Rate: 18%-24% daily compounding

Here is an example of how Bridge2Capital’s business loan is structured:


Credit Line: ₹ 100,000

Credit Days per Invoice: 30 Days

Repayment Days: Flexible


Invoice 1: ₹ 10,000 @ 24% pa for 30 days on weekly EMI basis
Per week EMI of ₹ 2500

Overall Interest Amount Paid: ₹ 115.43 (daily reducing basis)

Total Amount Paid: ₹ 10,115.43

Invoice 2: ₹ 50,000 @ 24% for 30 days on a weekly EMI basis
Per week EMI of ₹ 12500

Overall Interest Amount: ₹ 556.60 (daily reducing basis)
Total Amount Paid: ₹ 50,556.60

Bridge2Capital promotes a better experience for the end consumer through 360° FHC, short-term business loans to retailers, enabling them to augment their stores with adequate inventory. It also aims to provide 100% online experience through a digital ecosystem in which they can integrate, right from collecting payments to making payments. The objective of Bridge2Capital is to combine the everlasting value of trust with modern-day technology, and to provide unorganized businesses access to affordable capital.
To know more about Bridge2Capital, visit or write to us at

Updated on
Dec 6, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted