Switch: Shared Payments

Switch: Move Money Your Way

About this app

The shockingly simple way to collect, organize, and spend with your group or community, all for free!

Pooling money sucks! But it doesn't have to...

Switch makes it easier than ever to pool and spend money between friends, groups, communities, and organizations. Gone are the days of manually tracking payments, exorbitant fees, or passing around cards. Collect money instantly for anything, and pay right on the spot, anywhere. Perfect for events, parties, tailgates, group vacations, community fundraisers, parties, club dues, music festivals, merchandise, sports, and everything in between!

CREATE A GROUP IN SECONDS

- Whip up a pitch in seconds and rally your squad to contribute.
- Switch has your back, whether it's a group dinner, epic road trip, or a mind-blowing group gift.
- Never front money again.

TRACK EVERYTHING IN REAL-TIME

- No more spreadsheets, no more chasing IOUs like a detective.
- Switch lets you see who's paid up and lagging.

SPEND ANYWHERE VISA IS ACCEPTED:

- Every group instantly comes with a virtual card connected to the balance.
- Share cards with other members of the group with permission controls.
- Add it to your Apple or Google wallet and mingle with your other cards.
- Spend that group balance wherever Visa is accepted.

REAL-TIME MESSAGING:

- Secure in-app chat lets you and your crew plan, scheme, and dream.
- Lowkey, send out polls and share pics
- Text blasts when you need essential info to get out to all.

Other dope features:

- Auto and manual payment reminders
- Easy sharing with friends - share links, contacts, QR codes, and more.
- Budget-making tools and connections with plaid, QuickBooks, and mint

Switch makes it EASY to make something happen!

**launching at a university near you, so get ready!**
we're recruiting interns! Sign up in-app and get rewarded faster.

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PRIVACY AND SAFETY are our top priority. We're the most secure and HIPAA, SOC 2, & GDPR-ready chat out there. Regarding payments, we use Transport Layer Security (TLS) bank-grade encryption using 256-bit keys to keep your money safe.

Switch is a financial technology company and is not a bank—banking services provided by Thread Bank; Member FDIC. The Switch Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted.

Ratings and reviews

Switch does not abide by its own Terms of Service. Their app store description and website are not accurate. Specifically, this app is currently only available to college campus organizations. I was told this directly from their customer support within the app. They do not support any other uses outside of college campuses and fraternities. This does not reflect their description in the app store. This does not reflect their website. This does not even match their own Terms of Service.

Good app overall. Took a little while to get my money at first but think they have a handle on it by now.

Stole my money. I had $27 in my account and they closed it without sending me my money back. Do not use. They will steal your money.

What’s new

• Pay a payment plan installment early, or try again if one failed
• Pool owners can cancel a member’s pending installment
• Download a bank verification letter and wire details from Add Money
• Home Cards and Transactions are easier to browse and filte