Bhudki - Personal Finance App

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About this app

भुड्की (Bhudki) is Nepal’s personal money management and expense tracker app — your digital piggy bank for tracking income, expenses, lending, borrowing, budgets, and payments in Nepali Rupees (NPR).

Built specifically for students, young professionals, freelancers, and everyday Nepalis who want to take full control of their personal finances — simply, privately, and without needing an internet connection.

🏺 YOUR DIGITAL PIGGY BANK

Just like the traditional clay Bhudki (piggy bank), Bhudki helps you save, track, and understand your money. It's the personal finance app Nepal has been waiting for.

WHY CHOOSE BHUDKI OVER OTHER APPS?

✅ Private & Offline: No account needed. Works offline. Your data stays yours.
✅ Made for Nepal: Supports Bikram Sambat (BS) calendar and local payment methods.
✅ 2-Tap Entry: The fastest expense tracker in Nepal. Add a "Momo" or "Pathao" expense in seconds.

KEY FEATURES:

⚡ FAST EXPENSE TRACKING

- Add an expense/income, lend/borrow in just 2 taps — fastest money tracker in Nepal
- Nepal-specific categories: Momo, Dal Bhat, Snacks, Fast Food
- Transport: Pathao, inDrive, Yango, Bus, Tempo, Fuel
- Housing: Rent, Electricity, Water, Internet
- Education: Tuition, Books, Courses
- Health, Entertainment, Groceries and more
- Create your own custom categories and subcategories

📥 INCOME TRACKING

- Track monthly salary, freelance income, business earnings
- Income categories: Salary, Business, Freelance, Investment, Rental
- See net balance (Income - Expenses) at a glance
- Income vs expense comparison in one screen

💳 NEPAL PAYMENT METHODS

- eSewa, Khalti, connectIPS,
- Nabil Bank, NIC Asia, Global IME, Himalayan Bank, Laxmi Sunrise, Prabhu Bank, Everest Bank, Sanima Bank, Nepal Investment Mega Bank (NIMB), NMB Bank and more
- Cash and custom payment sources
- Track exactly which wallet or bank you spend from

📊 SMART FINANCIAL INSIGHTS

- Beautiful charts showing your spending habits.
- Weekly, monthly, and custom date range reports
- Category-wise and subcategory-wise spending breakdown
- Payment method analysis — know which wallet you use most
- Income vs expense trends
- Net balance tracking
- Behavioral nudges to improve spending habits
- Top spending category alerts

💰 BUDGET MANAGEMENT

- Set monthly budget in NPR
- Real-time Safe-to-Spend indicator
- Budget progress bar
- Overspending alerts before you go over budget
- Per-category budget limits

🔔 PAYMENT REMINDERS

- Loan EMI reminders — never miss a bank payment
- Monthly rent alerts
- Electricity and internet bill reminders
- Subscription renewal alerts
- Set custom days-before notification

🗓️ NEPALI DATE (BS) SUPPORT

- Full Bikram Sambat (BS / Nepali calendar) support
- Toggle between BS and AD dates anytime
- All reports available in BS calendar
- Perfect for Nepali fiscal year tracking

🔒 PRIVATE & SECURE

- All data stored locally on YOUR device
- No login, no account, no cloud sync required
- Works 100% offline — no internet needed
- App Lock with fingerprint (biometric) and PIN
- Your financial data stays yours

📤 EXPORT & BACKUP

- Export all transactions to CSV format
- Share with your CA, accountant, or family
- Open in Microsoft Excel or Google Sheets
- Full transaction history with dates, categories, and payment sources

🇳🇵 MADE FOR NEPAL

- NPR (Nepali Rupee) currency throughout
- Nepal-specific spending categories
- Local payment gateways and banks
- Bikram Sambat calendar
- Designed for Nepali spending behavior

👥 WHO IS BHUDKI FOR?

✅ College and university students managing pocket money
✅ Young professionals tracking monthly salary
✅ Freelancers monitoring income and project expenses
✅ Families budgeting household expenses in NPR
✅ Anyone who wants a simple personal money manager in Nepal
✅ People who want to save more and spend smarter

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Download Bhudki today and start your journey to financial clarity.

भुड्की — आफ्नो पैसाको हिसाब राख्नुहोस्, सजिलोसँग।
Your money. Your control. Your Bhudki. 🏺

What’s new

This update is all about stability.

• Fixed a rare problem where the app could fail
to open
• Fixed crashes when returning to Bhudki after
a while — especially with App Lock turned on
• Faster, safer handling of your saved records

Coming from an older version? You also get
Lend & Borrow, the Monthly Trend chart, and
full backup & restore.