모으미 - 개인·부부 올인원 관리

이한별

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About this app

Moeumi — From household budgets to investments, view your household assets at a glance

Separate apps for budgeting, separate apps for investing, and assets in Excel.

Gather your scattered money into one place with Moeumi :)

Gather income and expenses, stocks and dividends, savings, and loans all on one screen,

and share them with your partner in real-time. For the first time, you can see the flow of your household money at a glance.

1. Smart Household Account Book

• Quickly record income and expenses and automatically organize them by category

• View expenses divided into three categories: living expenses, allowance, and investment/savings — amounts for all three categories are always displayed together, even when filters are applied

• Instantly connect to which bank or securities account the money is deposited into as you write — automatically reflected in investment/saving history and account balances

• Analyze spending patterns with monthly and weekly consumption statistics and charts

• Set monthly budgets by category and check progress and overruns at a glance

• Manage fixed expenses and automatic transfers to prevent wasted money, with payment due date notifications

• Record card installments including the number of months and interest-free status

• Enter calculation formulas like 2,580,000 + 300,000 in the amount column

• Check daily income and expenses like a calendar with the calendar view

2. Stock Portfolio

• Track domestic and overseas stock holdings with real-time market prices

• Automatically calculate return on investment, valuation amount, and unrealized profit/loss per account, including daily fluctuation rates

• Weekly Report — When you open the app after the weekend Track how much your total assets have moved over the week with a card

• Rebalancing recommendations — Set target weights and it calculates what to buy and sell in what quantities

• Receive notifications for accounts that moved more than 5% in a day

• No need to know the stock code — Search by name, like 'Samsung Electronics,' or even by initial consonants like 'ㅅㅅㅈㅈ'

• Built-in search for over 4,200 domestic stocks, ETFs, and preferred stocks; also recognizes Korean notations for 'KODEX' and 'TIGER'

• Enter just two of the following: quantity, unit price, or total purchase amount, and the rest are calculated automatically

• Record realized profit and loss and cumulative profit reports

• Integrated account management by brokerage (ISA, IRP, Pension Savings)

3. Deposits & Installment Savings

• Select whether it is a deposit or installment savings account, and register the interest rate, maturity date, monthly payment amount, and subscription date

• Register foreign currency deposits and foreign currency RPs by selecting the currency — The KRW equivalent is automatically calculated based on the exchange rate and added to total assets; it is recalculated if the exchange rate changes

• Calculate the amount received at maturity immediately while you are entering it — Entering the sign-up date reflects interest earned over the past period
• Notifications for 3 days, 1 day, and the day of maturity; records which account the received funds were deposited into
• Interest forecast chart; calculates the amount for early withdrawal

4. Asset Dashboard
• Grasp total and net assets at a glance; see the percentages for stocks, savings/deposits, and other assets via bars
• Check asset growth trends with yearly and monthly trend graphs
• Set the owner to 'Shared' for shared assets, such as a living expenses account
• Debt Management — Record the loan execution date, duration, interest rate, and repayment method, and the remaining principal will automatically decrease
• For congratulatory and condolence expenses, keep photos of wedding invitations and obituaries together, and export the list and photos at once for tax purposes

5. Shared Calendar
• View appointments and payment dates with your partner, and check today's and upcoming schedules directly from the home screen
• The calendar fills the screen, and settings and filters appear only when tapped for a clean look
• My Calendar — Name schedules by color and select only the calendars you want to see View

• Import device calendar — Google and iCloud events exactly as they are (read-only)

• Titles for frequently used events are auto-completed with just a few characters typed, and colors are filled in

• Multi-day and recurring events (daily, weekly, monthly, yearly; excluding specific dates)

• Holidays are highlighted in red; swipe left or right to navigate between months

6. Year-End Tax Settlement

• Calculate optimal credit card usage ratios and tax credit limits in advance

• Yellow Umbrella Mutual Aid contributions are automatically linked to "Other Assets" — Tap to edit immediately on the Assets screen

• If you enter your salary, pre-tax/post-tax amounts are automatically calculated and used directly for deduction calculations

7. Dividends

• Estimated dividends for this month, yearly cumulative, and monthly average at a glance

• Pre-tax/post-tax dividends are automatically calculated by stock and individual

• Dividend history by account in a table — see how much came in from which account

8. Income/Expense Management

• Household ledger and income/expense/investment/savings tables are two-way — No matter which side you enter, it will ask "Would you like to add this to the other side as well?" and later If you make changes, they come along with it

• Track monthly income, expenses, and savings as cash flow

• 'Shared' recorder for income — Manage your household income separately, not anyone else's share

• Salary management — Automatic pre-tax/post-tax calculation

9. Household Ledger with Your Partner

• Invite a spouse or partner to share ledger and investment data in real-time — A ledger just for the two of you

• Connect with a partner to receive 1 week of PRO as a gift

• Notification Box — View everything from your partner's expenses, schedules, and memos to payment dates, anniversaries, and stock price fluctuations all in one place

• Click on bundled notifications for details — See what was in "Tteokbokki and 2 others"

• Identify whose income or expenses are at a glance by nickname

• Notepad — Add tables and checkboxes, and revert records of who made what and when

• Grocery List — Check items to buy and sell together

10. Our Anniversaries

• Register your dating anniversary, wedding anniversary, and birthdays Counting with D-day

• Supports Lunar anniversaries — Automatically calculated to the corresponding Gregorian date each year

• 'Our Story,' where milestones like 100-day and 1st-year anniversaries unfold on a single timeline

• Fixed representative anniversaries and notifications 3 days before and on the day (midnight)

11. Travel Log

• Places visited are colored on the map — Zoom in to view nationwide cities/counties and world maps using the zoom button or city/province tabs

• Color in places without recording travel details, or manually select map colors for each region or trip

• "What percentage of the country have we visited?" View visit ratios on a single card

• Organize schedules and expenses by date, and upload up to 10 photos per trip

• Record old trips with forgotten dates exactly as they are

• Share with your partner or keep them private; organize viewed trips into a library

12. Secure Security

• Fingerprint and facial recognition app lock

• Social login via Apple, Google, Kakao, and Naver

13. More Convenient

• Browse with example data if you are new — the home screen tells you what to fill in next

• Press and hold the app icon to go directly to Add Transaction, Household Account, or Asset Status

• Press the question mark on each screen to get immediate instructions on how to use it

• The stock screen provides separate explanations for each category, including tables, dividends, weightings, and rankings

• Scroll through long screens with the 'Back to Top' button

• Customize Dark Mode and accent color themes

PRO Subscription

• More pleasant experience without ads

• Log in on PC (Web) to manage assets on a large screen; supports CSV export of household accounts

Start your household financial management with Moumi! Terms of Use: https://gilded-basin-4bf.notion.site/350b9edfc50880038abec8cfedb163f8?pvs=74
Privacy Policy: https://gilded-basin-4bf.notion.site/342b9edfc50880bd839bc65315a65dd8?pvs=73

What’s new

• 홈 화면에서 오늘의 일정과 수입·지출, 결제, 주식 수익률을 한눈에 확인할 수 있어요.
• 주식 정보를 숨기는 기능과 계좌별 매수·매도 내역을 개선했어요.
• 가계부와 자산 화면의 검색·필터, 상세 내역 표시를 다듬었어요.
• 여러 화면의 사용성과 안정성을 개선했어요.