AI Budget Assistant

MiCode development

About this app

AI Budget Assistant is a personal finance app that helps you track spending, plan budgets, and manage money together with your partner, family, or roommates - with a built-in AI assistant that does the heavy lifting.

SHARED ACCOUNTS AND SHARED CHAT
- Create a shared account so everyone sees the same expenses and income in real time. No more "who spent that?"
- Turn any AI chat into a shared chat for the whole group with a single switch.
- Mention someone with @ to reach them directly - the AI steps aside and the message goes straight to their phone as a notification.
- Owner, editor, and viewer roles keep everyone on the right level of access.

YOUR AI MONEY ASSISTANT
- Ask questions in plain language, like "How much did I spend on groceries this month?"
- Add expenses, income, budgets, and categories just by typing or speaking - no forms required.
- Snap a photo of a receipt and let the app read the items for you.
- Voice input transcribes what you say and turns it into transactions.
- The assistant understands multiple languages and replies in yours.

EVERYTHING YOU NEED TO STAY ON TOP OF MONEY
- Expenses and income organized with categories, tags, and projects.
- Flexible budgets with history, so you can see how every period went.
- Recurring expenses created automatically, with reminders.
- Debt tracking for money you lent or borrowed, with due-date reminders.
- Savings goals and an investment tracker.
- Rich analytics: spending trends, category and tag breakdowns, and AI-powered insights.

IMPORT FROM YOUR BANK
- Import transactions from Wise and Polish banks (mBank, PKO, Erste, Alior, and more) using CSV or PDF statements.
- Smart duplicate detection, so the same transaction is never added twice.
- Undo any import with a single tap.

WORKS THE WAY YOU DO
- Multi-currency support (USD, EUR, PLN, GBP, UAH, RUB) with up-to-date exchange rates.
- Available in 8 languages.
- Offline-first: add transactions anywhere and they sync automatically when you are back online.
- Manage your budget from Telegram or WhatsApp using the same AI assistant.

FREE TO START
Use the core features for free. Upgrade to Pro or Business for higher AI limits, more members, and advanced tools.

Your money, your rules. Download AI Budget Assistant and take control of your finances - on your own or together.