Monity: Offline Budget Tracker

BufferSync

About this app

Monity – The Ultimate Offline Expense Tracker & Money Manager

Take absolute control of your personal finances with Monity. Designed for those who value privacy above all else, Monity is a 100% offline-first expense tracker, budget planner, and credit card manager.

No accounts. No subscriptions. No data harvesting. Just a premium, fast, and secure financial dashboard designed to help you save money and understand your spending.

🔒 100% Offline & Uncompromising Privacy
Your financial data belongs to you. Monity requires no login, features zero cloud syncing, and uses no tracking SDKs. Everything is processed and stored securely on your device.

🤖 Smart SMS Auto-Detection
Stop entering transactions manually. Monity automatically reads and logs your bank and UPI spending directly from your SMS alerts.
Privacy Guaranteed: The parsing engine runs entirely locally on your phone. We never access, read, or send your messages to any server.

💳 Advanced Credit Card Tracker (NEW)
Manage your credit cards like a pro without sacrificing privacy.
• Auto-Sync: Instantly maps transactions to specific cards based on SMS alerts.
• Limit Pools: Seamlessly link multiple cards from the same bank to a shared credit limit.
• Smart Correction: Automatically catches hidden fees and EMIs when your monthly statement is generated.
• Decoupled Billing: Track specific card billing cycles completely separate from your monthly calendar budget.

🎯 Intelligent Budget Planner
• Set a global monthly budget to keep your spending habits in check.
• Monitor your pacing instantly with our sleek, color-coded progress bars.
• Catch overspending before it happens with clear insights into your remaining funds.

🌍 Global Multi-Currency Support (NEW)
Monity is now global. Track your finances, travel expenses, and daily budgets in major currencies worldwide.

💰 Powerful & Customizable Tracking
• Custom Categories: Build your own spending buckets with personalized colors and icons.
• Beautiful Analytics: View easy-to-read charts and category breakdowns to understand exactly where your money goes.
• History & Trends: Access an organized transaction history to monitor your long-term financial habits.

⚡ Premium "Dark Luxury" Design
Experience a financial app that looks as good as it works. Monity features a high-end "dark luxury" interface, no annoying ads, and lightning-fast performance that rivals premium banking apps.

Perfect for managing:
✔ Daily offline expense tracking
✔ Credit card billing cycles
✔ Household budgets and student spending
✔ Personal finance and savings goals
No Login Required
Start tracking immediately. No email, no phone number, no sign-up process.
Download Monity today to experience the fastest, most secure way to manage your money.

What’s new

- Credit Card Tracker: Auto-track credit cards via 100% offline, on-device SMS parsing.
- Bug fixes and improvements.