ByajKhata, Interest Bahi Khata

100K+
Downloads
Content rating
Everyone
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About this app

ByajKhata – Digital Loan Book & Interest Calculator

📒 Smart way to manage loans, interest & dues – trusted by users across India.

ByajKhata is your digital loan bahi-khata that helps you track money lent or borrowed with auto-interest calculation. No more manual registers, no messy calculations. Just simple, secure and accurate records – right on your phone.



✨ Key Features
• 🔢 Automatic Interest Calculation – Daily interest is added automatically.
• 📲 Easy Entry – Add loans given or taken in seconds.
• 🔐 Secure Records – OTP-based verification to access your data.
• 💬 Transaction Message – Choose to send WhatsApp to your friends every time you save a transaction against them.
• 🌐 Multi-language Support – Simple interface for everyone.
• 📊 Clear Reports – See pending amounts, total dues, and interest at a glance.
• 📲 Secure Backup: Easily switch to a new phone without losing data.


🎯 Who is ByajKhata for?
• Businessmen, traders & shopkeepers managing daily lending.
• Individuals tracking personal borrowing & lending.
• Families keeping records within relatives & friends.
• Anyone tired of manual registers or confusion in interest calculations.



💡 Why ByajKhata?
• Saves time: No more manual math, app does it for you.
• Avoids disputes: Transparent records reduce misunderstandings.
• Always accessible: Your bahi-khata is safe in your pocket.
• No data loss: Login with same Phone & OTP to a new phone and taadaa! your data is on new phone without you having to make all entries again.



👉 Download ByajKhata today – and manage your loans smarter, faster, and without errors!
Updated on
Dec 26, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 3 others
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
You can request that data be deleted

What’s new

⚠️ Fixed app initialisation issues.
🧾 Introducing Khata Types!
You can now choose from Standard, Byaj, Manual Rotation, and Auto Rotation khatas, with clear explanations to help you decide.
This update also improves the Khata screen UI, fixes auto rotation date issues, removes confusing interest toggles, adds better language support, and includes general bug fixes.

App support

About the developer
RADIOLAB TECHNOLOGY PRIVATE LIMITED
himanshu@byajkhata.com
Plot No. D 227, Hanuman Nagar Vaishali Nagar Jaipur, Rajasthan 302021 India
+91 90799 88236

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