Chains helps you organize savings chains with your family, friends, or coworkers, without spreadsheets or lost messages in chat.
WHO ORGANIZES
• Create the chain: name, contribution per person, number of installments, and payment dates for each month (for example, from the 1st to the 5th and from the 15th to the 20th).
• Share a 6-character code for people to join.
• Order the turns by dragging and choosing the date each person receives their payment.
• See at any time who has already paid and who still needs to.
WHO PARTICIPATES
• Join with the code shared with you.
• Indicate where you want to receive your money: Nequi, Daviplata, Bre-B key, or bank account.
• See your turn, when you receive your payment and how much, and when it's your turn to pay.
• Pay through your bank or digital wallet and upload a photo of the receipt.
WHO RECEIVES
• Review the receipts and confirm with a tap if the money has arrived.
• When all payments are confirmed, the cycle closes automatically and the next person begins.
IMPORTANT
Cadenas does not move money or hold balances: payments are made outside the app, to your bank or wallet, and Cadenas keeps track so everyone is up to date. Only members of each chain can see their data.
Includes light and dark themes.
Organize savings chains: installments, shifts, dates and payment receipts.