CAPAY GLOBAL PRO

Optical Finance

About this app

CA PAY Global is the global financial super app. Send money across borders in seconds, manage multi-currency wallets, trade on Deriv, buy and sell crypto peer-to-peer, and access virtual cards — all from one app.

Features:
- Cross-border transfers to 12+ African countries
- Multi-currency wallet (NGN, KES, GHS, USD, EUR, and more)
- Mobile money integration (M-Pesa, MTN MoMo, Airtel Money, Orange Money)
- Bank transfers and card payments
- P2P cryptocurrency marketplace with escrow
- Deriv trading integration
- Virtual Visa/Mastercard cards
- Tiered KYC with progressive limits
- AI financial assistant
- Bill payments and airtime purchase
- Savings circles and social features
- Real-time notifications and rate alerts
- 12 languages supported

CA PAY Global — Built for Africa. Built for the world.

What’s new

Create a virtual card in two taps: pick the card type, swipe to choose its colour. Issued in your verified name, no forms.
Cards now use the details from your ID verification. You never retype your address or ID number.
Clearer wallet checks: see exactly what a card costs before you pay, and add funds in one tap if you are short.
Fixes: buttons no longer hide behind the bottom bar, and the card screen looks like a real card