Capital Tracker

Capital Labs

In-app purchases

About this app

Do you know exactly how much you have, how much you spend, and whether your money is working for you? Capital Tracker brings all your accounts, investments, debts, and budgets together in one place — with an AI financial assistant that helps you understand it all.

Over 1,000 people already manage their wealth with Capital Tracker. Start for free today.

💰 COMPLETE VIEW OF YOUR NET WORTH
Add checking accounts, savings accounts, cash, cards, and investment portfolios. For the first time, you’ll see your real financial situation: not just your bank balance, but everything you own and everything you owe.

🫂 SHARED FINANCES
Shared Finances lets users create shared spaces to manage money with other people, such as a partner, family or group. Members can track shared accounts, income, expenses, budgets and goals while keeping their personal finances separate and private.


📊 BUDGETS THAT WORK
Create limits by category and Capital Tracker tracks them for you. No spreadsheets, no manual calculations. Just know how much you have left to spend this month.

📈 INVESTMENTS UNDER CONTROL
Stocks, ETFs, funds, and cryptocurrencies in a single dashboard. Check the real performance of your portfolio, unrealized gains, and the updated value of every position.

💳 DEBTS AND CARDS
See when you’ll finish paying off each loan and how much it costs you in interest. Track your credit card billing cycle with no surprises at the end of the month.

🔄 FIXED AND RECURRING EXPENSES
Subscriptions, rent, insurance. Capital Tracker groups them together and shows you how much you pay every month in fixed expenses before they arrive.

💸 CASH FLOW
Will there be difficult months ahead? Anticipate them. The cash flow chart shows you when income comes in and expenses go out, so you can plan with more margin.

🏠 SHARED FINANCES
Manage household expenses with your partner, family, or roommates. Shared accounts, transactions visible to everyone, and full control over who can edit what.

🤖 CAPITAL AI — YOUR PERSONAL FINANCIAL ADVISOR
Ask questions in natural language: “Which category do I spend the most on?”, “How much have I saved this year?”, “Can I afford this expense?”. Capital AI analyzes your real data and responds with context, not generic answers. Available on the Pro plan.

🌍 MULTI-CURRENCY
Accounts in euros, dollars, pounds, or any other currency. Capital Tracker automatically converts everything into your main currency.

🔒 YOUR DATA, YOURS ALONE
Encryption in transit and at rest. Secure authentication. We never sell or share your information with third parties. Your finances are private.

📱 WEB + ANDROID, ALWAYS SYNCHRONIZED
Start on your phone, continue on your computer. Everything in real time, without losing anything.

HOW MUCH DOES IT COST?

• Free — Free forever. Basic accounts, transactions, and cloud sync.
• Plus — €6.99/month. Unlimited accounts and transactions, budgets, cards, savings goals, and full dashboard.
• Pro — €8.99/month. Everything in Plus, plus Capital AI, shared finances, and customizable categories.

No commitments. Cancel anytime.

Questions or suggestions? Write to us at [e-mail].

What’s new

What's new in this version:
-Faster start: just pick your currency and go straight into the app.
-We highlight the guided Setup on entry to get everything ready in minutes.
-Revamped Financial Health: scored against real targets, with a clear state when data is missing.
-Investments: Risk & Return no longer shows data when you have no investments.
-The theme follows your system and remembers your choice if you change it in-app.
-Many light-mode fixes and visual improvements.