CardDeck - Cards & EMI Tracker

RRTutors

About this app

Take complete control of your credit cards, monthly EMIs, and credit limits with CardDeck — the smart, offline, and privacy-first credit card manager.

Managing multiple credit cards, tracking statement cycles, calculating available credit limits, and keeping up with active EMIs can be overwhelming. CardDeck simplifies your personal credit portfolio into a clean, unified dashboard with zero clutter and zero ads.

🔒 100% PRIVATE & OFFLINE-FIRST
Your financial privacy is our top priority:
• No Bank Account Linking Required: No SMS permissions, no scraping, no credential logins.
• Stored Locally: All card details, limits, and EMI logs stay safely on your device.
• Biometric Lock & Vault Security: Protect your data using fingerprint or Face Unlock / PIN authentication.
• Encrypted Backup & Restore: Export and restore your records with password-protected encrypted backups.

💳 SMART CREDIT CARD DASHBOARD
• Portfolio Overview: View your total credit limit, total available balance, and monthly EMI commitments at a single glance.
• Statement & Due Date Tracking: Never miss a payment date. Stay ahead of billing cycles and avoid late payment penalties.
• Beautiful Card Visuals: Customize your cards with official bank themes, sleek gradients, and custom colors (Supports HDFC, SBI, ICICI, Axis, Amex, and more).
• Masked Privacy Mode: Quickly toggle sensitive limits and balances on/off in public.

📊 COMPREHENSIVE EMI TRACKER & PLANNER
• Track Active EMIs: Easily log purchases converted to EMIs across all your cards.
• Auto-Calculated Blocked Limits: Real-time calculation of how ongoing EMIs impact your available card limits.
• Amortization & Tenures: Monitor remaining installments, paid tenures, and monthly repayment schedules.
• Payment Due Reminders: Timely notifications before your bill payment or EMI due dates.

⚡ KEY FEATURES AT A GLANCE
✔ Add unlimited credit cards with custom limits and billing dates
✔ Complete EMI schedule breakdown (tenure, paid count, remaining amount)
✔ Total credit utilization and available limit metrics
✔ Timely bill reminders & EMI notification scheduler
✔ Dark-mode-first modern, distraction-free UI
✔ Full offline functionality — no internet connection required
✔ Export/Import encrypted vault backups (.csv) anytime

Take the stress out of managing multiple credit cards. Download CardDeck today to optimize your credit utilization, plan your EMIs smarter, and keep your financial data strictly private!

What’s new

New Release