CardsNest

TMS Labs

About this app

CardsNest brings your credit cards and benefits into one organized place. Browse a catalog of U.S. credit cards, build your personal wallet, and keep track of the benefits you use.

YOUR WALLET
Save card nicknames, optional last four digits, notes and account dates. View annual fees, captured benefits and closed-account history.

BENEFIT TRACKING
Record statement credit usage and see eligible benefit periods, available amounts and progress. Keep important conditions visible when reviewing a benefit.

COMPARE REWARDS
Explore spending categories and compare estimated rewards using your own point valuations. Filter recommendations by your wallet, available cards and card type.

CARD DETAILS AND NEWS
Review reward categories, credits, benefits and transfer partners. Browse included travel and card news with links to original sources.

LOCAL AND PERSONAL
No account or bank connection is required. Wallet records stay on your device. Export and restore your own JSON backup. English and Simplified Chinese, with light and dark appearance options. Card artwork is bundled for fast offline viewing and can receive remote image updates.

CardsNest is an independent information and organization tool, not a bank or lender. It does not issue credit, process payments or guarantee rewards. Card terms, eligibility, fees and offers can change; verify details with the issuer. Estimated rewards depend on your valuations and applicable program rules. Catalog and news content are included snapshots. Cloud sync, scheduled reminders and widgets are not included in this Android version.

What’s new

Automatic card and news updates with offline caching. Expanded catalog with 365 personal, business and historical card records. Optional local reminders for annual fees, benefits, certificates and bonus deadlines. Review changes to benefits for cards in your wallet. Manually track category spending limits and reset periods; recommendations reflect exhausted caps. Optional account sync and local backups.