careless™

careless™

About this app

You love it? We cover it, in minutes and from only £4.99/month*. Hello instant & hassle-free Belongings covers for modern humans. Meet careless™, the UK’s first no-nonsense lifestyle insurance app. Sign up in a jiffy, chat with caremate™ for an instant quote**, personalise your cover, and get protected in minutes.

WHY CARELESS™
A brand new kind of peace of mind for the digital tribes.

• Instant, app‑based cover: Get protected in minutes at point of sale or on the go, with no onboarding phone calls, invasive paperwork or awkward annual renewal dance.

• Protects your home premium: Broken laptop, lost earphones, stolen camera? Claim on careless™, not your home insurance, helping avoid premium hikes and loss of your “no-claims” style discounts.

• Fixed monthly spend: From £4.99/month* to keep big one‑off replacement costs off your credit card and away from hefty home insurance excesses.

• Built for students, renters and flat‑sharers: A smart alternative when you don’t have, or aren’t named on, a full home contents policy but still own valuable belongings.


BUILT FOR MODERN LIVING
From everyday essentials to tech and valuables, careless™ protects one of the widest ranges of belongings in the UK, all in one smart single app.

TECH
Gadgets, Household Tech, Digital Music, Laptops, Smart Wearables, Handheld Consoles, VR, Mobiles, Earphones and more

LIFESTYLE
Jewellery, Watches, Handbags, Eyewear, Footwear

CREATIVES
Cameras, Photography Gear, Music Instruments

ACTIVE
E-bikes, Pedal Bikes, Sports Equipment


INSURANCE WITHOUT THE HEADACHE
Hello #insuranceREVOLUTION

On‑the‑go instant cover:
- No onboarding phone call
- Pay monthly, cancel anytime (no hard feelings)
- 0% APR | No hidden fees
- No credit score check

Control everything in‑app:
- Fine‑tune your active covers, quotes and personal details
- In‑app ID verification
- In‑app policy documents
- Jargon‑buster guide

YOU CLAIM, NO PAIN
Boost your claim game. Turn “oh no” moments into simple, guided in‑app claim journeys.

• In‑app automated claim filing
• Claims partner rated “Great” (4-stars) on Trustpilot
• UK‑based claims team (real humans)
• 24/7 caremate™ in‑app support

£1 OFF MONTHLY FOR EACH ACTIVE MATE
Get your first active cover to unlock your referral dashboard. Stack your careless™ referrals and you could earn free insurance, forever.

• Unlimited invites
• 1 x active mate = £1 off your monthly price
• Personalise your referral code
• Add your code to Google Wallet


STAY IN TOUCH
instagram.com/carelessinsurance
tiktok.com/@wearecareless
facebook.com/carelessinsurance
pinterest.com/wearecareless

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*Price for careless™ Belongings cover Eyewear or Headphones/Earphones with single item valued at £100 and an excess of £22.50. Terms apply.

**Quotes in under 90 seconds on average (timings may vary). Terms apply.

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THE LEGAL BIT

Careless Technologies Limited is an appointed representative of Stubben Edge (Risk) Limited (FRN: 943286), which is authorised and regulated by the Financial Conduct Authority (“FCA”).