Tired of budget apps that make you track bank accounts and constantly reconcile their balances? Carry takes a simpler approach.
Add income and recurring payments, assign money to categories, and simply record what you spend. Carry shows what is already recorded and what is still expected, how much is left, and where you have overspent. Monthly and category breakdowns make it easy to compare your plan with actual spending.
No need to add bank accounts, track how much cash you have, or record every currency exchange. Carry does not ask you to account for every cent. It shows how your budget changes as you spend.
Carry will not stop you from recording an expense when a category runs short. Record it as it happened—the overspending stays visible, and the choice is yours: add more money to the category, move money from another category, or carry the overspending into next month.
BALANCES AND OVERSPENDING CARRY FORWARD
For example, put a small amount into an “Other” category every month. If you do not need it, its balance keeps growing. Later, record a large unplanned purchase in that category without rebuilding the whole budget.
The new month begins with the carried-over category balance or overspending—not an artificial zero.
DIFFERENT CURRENCIES — ONE BUDGET
Your budget can use one currency while salary, extra income, subscriptions, or individual purchases use others. Carry keeps the original amount and currency and shows how each entry affects your budget.
For example, keep your main budget in one currency, receive salary and extra income in others, and pay individual subscriptions in their billing currencies.
RECORD AN EXPENSE IN SECONDS
We believe the most common action in a budgeting app should not require searching through screens. Carry includes a dedicated quick expense flow and Android launcher shortcuts. Choose a category, enter the amount, and its balance updates immediately.
Press and hold the Carry icon to add an expense or check category balances without opening the main budget screen first.
MULTIPLE SPACES — ONE CARRY
Create separate spaces for a family budget, personal spending, a trip, or a project, and switch between them. A local space is free and works without registration or a bank connection.
With Carry Cloud, you can sync a budget between devices and manage it together with family. The owner assigns each person a role: administrator, member, or viewer. Only the owner needs a subscription.
YOUR DATA STAYS YOURS
Local data stays on the device unless you choose Carry Cloud. Export a readable Excel workbook, keep a personal backup in Google Drive, and protect the app with App Lock.
Carry is for people who want to control a budget, not spend their time maintaining a budgeting app. Plan once, record expenses as they happen, and always know what remains and where the plan changed.
Carry does not connect to bank accounts and does not provide financial, tax, or investment advice.
Carry Cloud is available through an auto-renewing monthly or annual subscription. Local budgets, Excel import and export, and personal Google Drive backup are available without a subscription.
No bank balances to reconcile. Make a plan, then simply record what you spend.