CashWise

CashWise App

In-app purchases

About this app

CashWise is the AI-powered budget app and expense tracker for personal money, subscriptions, and shared expenses.
Your money does not live in one place. It is spread across bank accounts, recurring charges, group chats, roommate bills, trip payments, and random notes. CashWise brings it together so you can see what is happening, what is coming up, and what still needs to be settled.
PERSONAL & SHARED MONEY, MADE CLEAR
Connect your accounts with Plaid and see your balances, transactions, spending, and safe-to-spend number in one place. CashWise helps you understand where your money goes, track daily expenses, and stay ahead before small charges turn into bigger problems.
BUDGETS THAT FIT YOUR REAL SPENDING
Build budgets manually or use the AI Budget Wizard to create category limits based on your actual spending history. Track your pace, get alerts when you are close to your limit, and see how your budget affects your projected savings.
Use CashWise to:
• Budget by category
• Track spending automatically
• Review trends by week, month, quarter, and year
• Monitor safe-to-spend
• Stay focused on your goals
SUBSCRIPTION AND RECURRING CHARGE TRACKING
Subscriptions are easy to forget. CashWise helps detect recurring charges, track upcoming renewals, show annual subscription spend, and flag price changes so you know what is quietly draining your account.
Track:
• Subscriptions
• Recurring bills
• Upcoming renewals
• Repeated charges
• Monthly services
• Price changes
GROUPVAULT FOR SHARED EXPENSES
CashWise is built for the money you manage with other people. GroupVault helps organizers create a shared money hub for roommates, trips, clubs, teams, fundraisers, events, and friend groups.
Create a GroupVault, set a target amount, choose accepted payment methods, add a due date, invite members with one link, and track who has paid, who has not, and what is settled.
GroupVault helps with:
• Rent and utilities
• Trip expenses
• Club dues
• Event payments
• Fundraisers
• T-shirt orders
• Household costs
• Group bills
No spreadsheets. No payment chaos. No chasing people through group chats.
AI FINANCIAL COACH WITH PERSONALITY
CashWise turns your real transaction data into personalized money insights. Ask questions, understand your spending, and choose the AI persona that fits how you want to be coached:
• The Coach — supportive and practical
• The Savage — brutally honest
• The Realist — direct and balanced
• The Sergeant — strict and accountable
Get financial insights that feel specific, useful, and human.
WHY CASHWISE
• Personal finance and shared money in one app
• Bank account linking through Plaid
• Automatic transaction sync
• AI categorization across 17 spending categories
• Budget tracking and AI-generated budgets
• Subscription and recurring charge tracking
• Safe-to-spend visibility
• GroupVault shared expense tracking
• Organizer dashboards and payment status
• Push reminders for unpaid members
• AI money insights and personas
CashWise is not just a budgeting app, subscription tracker, or bill splitter. It is a modern money app for how young adults actually live: personal spending, recurring charges, budgets, and shared expenses all connected in one place.
Budget smarter. Track spending. Catch subscriptions. Organize group money. Stay one step ahead with CashWise.

Ratings and reviews

Really like how CashWise puts everything in one place without making it feel complicated. It’s much easier to see where my money is actually going each month, also didn’t realize how many subscriptions I was still getting charged for until I tried this. The subscription tracking feature alone is worth having the app.

Basically, "Stop spending money!" then asking you to pay too literally do anything. You don't even get to do anything small. You genuinely need to pay way to much to use the app. Atp make it pay to download. What's the point of being responsible with your money and having encouragement to stop spending.. just to want you to buy another subscription...

The insights feature is what I needed. The app categorized all my transactions and shows me the weekly, monthly spending clearly! I also created a budget to stay on track this month 🫤 let's see how it goes. App is great so far! I'll come back after a few days and update my experience.

What’s new

Free experience included.
Bug fixes and Improvements.