SimpleDirect Financing

SimpleDirect

About this app

SimpleDirect Financing helps home improvement contractors offer instant financing options to their customers—so you close more jobs, increase average project size, and get paid faster.

🔹 No onboarding fees or lock-in contracts
🔹 Customer funding in 1–3 business days
🔹 Branded financing page for every business
🔹 Live tracking and updates in-app

Why Contractors Choose SimpleDirect

- Upfront Payouts – Your customers get funded before the project begins.
- Flexible Pricing – First loan is free. Then just $149/month or 5.99% per loan.
- Easy to Use – Onboarding takes minutes. No tax returns or business history required.
- Supports All Credit Types – From excellent credit to 560+ scores.

Why Homeowners Love It
- Access up to $200,000 in personal loans with no collateral required
- Get matched with multiple lenders through one easy application
- No prepayment penalties – Pay off early anytime
- No hard credit check when checking rates
- Fast decisions and funding, usually within 24–72 hours

Loan Terms Disclosure (Required by Google Play):
- Personal loans offered via SimpleDirect Financing’s lending partners feature:
- Loan amounts: Up to $200,000
- Loan terms: From 12 to 144 months (1 to 12 years)
- APR range: Starting at 6.99%, up to 35.99%

Example: A $10,000 loan at 24% APR for 60 months results in monthly payments of $287.68, with a total repayment of $17,260.80 (includes principal + interest). Actual terms depend on lender and applicant profile.

Start Offering Financing in Seconds
- Free to join
- Simple mobile experience
- Fully supported with your own account manager

What’s new

- Ensuring every customer can stay logged in with improved stability enhancements.
- Other changes to make sure your experience with SimpleDirect is always the best!